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Sat/Sun 13th/14th August - what small DFW things will you be doing??!

determined_new_ms
Posts: 7,867 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important. :T :j
Good morning you lot of bobby dazzlers! :wave: what have we got in the way of DFWannabeing today???
Hurrah for the weekend! :dance: up early but never mind, lots to do and fun to be had!
Today:
that's all I can think of right now - sure there'll be more as the day unfolds! Wishing you all a very happy Saturday x
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important. :T :j
Good morning you lot of bobby dazzlers! :wave: what have we got in the way of DFWannabeing today???
Hurrah for the weekend! :dance: up early but never mind, lots to do and fun to be had!
Today:
- quick look through the fridge & cupboards to make sure nothing perishes
decide on what meals to have after that :money:
- check banking
- have updated spreadsheet
- list TV in local paper
- start clearing the garage ready for the move!
- get housekeeping money from ds
- start looking for flights to Brazil!!!! :beer:
- lunch with old uni friends
- take buttons back to C&H fabrics & exchange
that's all I can think of right now - sure there'll be more as the day unfolds! Wishing you all a very happy Saturday x
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
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Comments
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Morning determined, thanks for starting us off!
This is me today:-
- Check banking
- Move money put aside for night out tonight and withdraw
- LSD - icing sugar, nearly finished this cake!!!
- Construct cake
- Friend's party tonight with wine given to me by customer a week ago
- Going into town late tonight so hopefully not too much to spend
- Try on bargain ASOS dress that arrived today, looks beautiful!
- Surveys
- Try to rejig budget for Sept
- Add £20 diesel
- Working overtime today 8-2 £97.
- DM has DD, then her dad is picking her up from home so no fuel
- Glasses this morning to save contacts for tonight
- 1x HC on airer, another in machine during Eco7
- Brought snacks in from home will hold out for lunch til I get home
- Have fun tonight!!!
Have a lovely Saturday all xxx
J xNothing to report as yet...give me a minute...!0 -
Morning all! Thanks for starting us off DNMS.
I've decided to rise above the ex-OH situation and get on with things.
So today's list looks a bit like this...- Take dog for a good walk before the rain starts again
- Pop to Mr T to do a mini shop to keep me going armed with a list
- Fill two holes and repaint
- Put one load of washing on and dry naturally
- Watch the Welsh rugby match later - come on Wales!
- Write 2 units of physics lessons - bleurrghh! A job better over and done with!
- If the rain doesn't materialise mow the front lawn
- Maybe take some stuff to the tip
- Watch a free DVD tonight
- Check banks
ETA - Morning Josie - you sneaked in ahead of me!0 -
Morning everyone
DNMS- thanks for starting us off
Todays list:- check banking/e-mails/quidco
- enter meter readings- doing this more often now to keep tabs on what I am using
- do a wash and hang on airer- stll wet here
- general tidy
- going into town with my daughters and sister- change DD2's school jacket
have a good sat!!!0 -
Good morning all
Thanks doe starting us off again DNM
Hope you have a lovely lunch Ixia
Try and make a start on some work got two jobs to do
Do the washing and try and dry in carport or online if weather gets better
Sort out the piles of kids clothes for ebay carboot etc.
Thats me for today
Already checked bank survey etc.
Discuss with DH getting dishwasher !
Hope you all have a good day£10 a day challange Feb 27/435 Jan 530/465
2012 to pay off CC
After snowballing should be debt free by Mar 2016
2011 Target to be overdraft free this year and get debt down!0 -
Morning all DNM thank you for a cheery first post
Um, one weekend til the chillders return, got a bit of tidying up to do as I've been a messy home alone mum!
Today
Right - bank to check maybe a pad to cc?
HC - to do a few of them and madam twankies indoor laundry to perfect - horrid out there in garden today
Kitchen to sort out, I began to tidy one cupboard, then oh dear, what a mess, need to do more!
A bit of cooking to do
Think about the damsons and what to do with them
Freeze more tomatoes
Freeze more basil
Do more propagation and look at more ebay stuff (plants and seeds) for selling
Wash dog - he won't like it but he needs it!
Have HM brekkie and lunch
show pals house for her
Pot up more plants
recycle the soil from a few of the window boxes
Tidy up the house - this is a bit epic but hey - I'll get there, its not *that* bad
Feed chookies
Collect eggs and take 1/2 doz to friend (£1)
Move the books to the freegle bookcase I got - YAY
Get more pata for dd birthday box
Dinner at a chums tonight, will take something HM rather than buy something - although I might need buy bottle wine I guess, that be nice
Um that will do for today, have a great one!Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Hello my lovely peeps
Thanks for starting us off so happily DNMS
Today
Find an activity for the kids to do alone
Carry on with DD1's bedroom - hope to get a couple of bits to sell
Relisting on ebay
Check banking
Reconcile spending
Look at meal plan and create shopping list
Shopping using £6 vouchers for Mr T for surveys and £6 off a £40 spend at Mr T's. So to calculate carefully
Dinner from stores - sausage mash and veg all round
Babysit my niece this evening
Clean and tidy house
Add budget figures for birthday in my new diary.
Research some materials for my own card making for xmas - need to start early
Look back at what i had planned for making my brothers board game and continue planning
Thats me for todayOrange Fairy
House Purchased April 19CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb
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good morning all. thanks for starting us off DNM.
not long now Pippi til house full again
are you making a board game for your brother Orange Fairy? that sounds interesting.
my list for the weekend
check banking
check surveys
morning just me and DD - currently watching kung fu panda for the 1millionth time.
fill in car claim form and post
wrap mam's present for tomorrow
work later
clean kitchen now it's tidy again
HC
airer dry as wet here
declutter front room
chase up house insurance - they've taken the money but had no documents
can't think of anything else at moment but i'm sure there's lots more to add
Happy Saturday everyoneGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
Good morning everyone, It’s a dry day here today although cloudy.
DNM – Thanks for starting us off today.
My list for today:- Catch up with emails DONE
- Do daily clicks DONE
- Do available surveys DONE
- Get all work up to date Work In Progress
- All meals from stores DONE
- Catch up with paperwork Work In Progress
- Get rest of the school stuff for ds DONE
- Check one poll DONE
- Catch up with washing Work In Progress
- Check pure profile DONE
- Do some course work Work In Progress
- Spend time with dh and kids DONE
- Do the ironing pile
Aiming to get Debt Free.0 -
Hello!
Today, I will:
-[STRIKE]hoover[/STRIKE]
-[STRIKE]go to shop get a paper[/STRIKE]
-[STRIKE]take plastic bottles and old newspapers to recycling point; I supposed to do it last week, but was pouring rain[/STRIKE]
-[STRIKE]tidy up kitchen[/STRIKE]
-[STRIKE]tidy up bathroom[/STRIKE]
-[STRIKE]tidy up lounge[/STRIKE]
-[STRIKE]do some ironing[/STRIKE]
-[STRIKE]some washing[/STRIKE]
-go to see my friends
See you soon!0 -
Back from our hols. Amazing! But we haven't counted how much we actually spent yet!!!!Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0
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