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Sat/Sun 13th/14th August - what small DFW things will you be doing??!

determined_new_ms
determined_new_ms Posts: 7,867 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 13 August 2011 at 8:33AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :T :j

Good morning you lot of bobby dazzlers! :wave: what have we got in the way of DFWannabeing today???

Hurrah for the weekend! :dance: up early but never mind, lots to do and fun to be had!


Today:


  • quick look through the fridge & cupboards to make sure nothing perishes ;) decide on what meals to have after that :money:
  • check banking
  • have updated spreadsheet
  • list TV in local paper
  • start clearing the garage ready for the move!
  • get housekeeping money from ds
  • start looking for flights to Brazil!!!! :beer:
  • lunch with old uni friends
  • take buttons back to C&H fabrics & exchange
wayhay :beer: my ebay Jones peep toe wedges just arrived. £4.19 for good quality, condition & fit shoes hurrah!

that's all I can think of right now - sure there'll be more as the day unfolds! Wishing you all a very happy Saturday x
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
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Comments

  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    Morning determined, thanks for starting us off!
    This is me today:-
    - Check banking
    - Move money put aside for night out tonight and withdraw
    - LSD - icing sugar, nearly finished this cake!!!
    - Construct cake
    - Friend's party tonight with wine given to me by customer a week ago
    - Going into town late tonight so hopefully not too much to spend
    - Try on bargain ASOS dress that arrived today, looks beautiful!
    - Surveys
    - Try to rejig budget for Sept
    - Add £20 diesel
    - Working overtime today 8-2 £97.
    - DM has DD, then her dad is picking her up from home so no fuel
    - Glasses this morning to save contacts for tonight
    - 1x HC on airer, another in machine during Eco7
    - Brought snacks in from home will hold out for lunch til I get home
    - Have fun tonight!!!

    Have a lovely Saturday all xxx
    J x
    Nothing to report as yet...give me a minute...!
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    Morning all! Thanks for starting us off DNMS.

    I've decided to rise above the ex-OH situation and get on with things.


    So today's list looks a bit like this...
    • Take dog for a good walk before the rain starts again
    • Pop to Mr T to do a mini shop to keep me going armed with a list
    • Fill two holes and repaint
    • Put one load of washing on and dry naturally
    • Watch the Welsh rugby match later - come on Wales!
    • Write 2 units of physics lessons - bleurrghh! A job better over and done with!
    • If the rain doesn't materialise mow the front lawn
    • Maybe take some stuff to the tip
    • Watch a free DVD tonight
    • Check banks
    That's all I can think of for now - hope everyone has a good day!
    ETA - Morning Josie - you sneaked in ahead of me!
  • ixia
    ixia Posts: 1,338 Forumite
    :) Morning everyone

    DNMS- thanks for starting us off

    Todays list:
    • check banking/e-mails/quidco
    • enter meter readings- doing this more often now to keep tabs on what I am using
    • do a wash and hang on airer- stll wet here
    • general tidy
    • going into town with my daughters and sister- change DD2's school jacket
    not much else today will have lunch when we are out- DH gave me money last night to get us all lunch :T

    have a good sat!!!
  • Tebheag
    Tebheag Posts: 382 Forumite
    Good morning all
    Thanks doe starting us off again DNM
    Hope you have a lovely lunch Ixia
    Try and make a start on some work got two jobs to do
    Do the washing and try and dry in carport or online if weather gets better
    Sort out the piles of kids clothes for ebay carboot etc.
    Thats me for today
    Already checked bank survey etc.
    Discuss with DH getting dishwasher !
    Hope you all have a good day
    £10 a day challange Feb 27/435 Jan 530/465

    2012 to pay off CC
    After snowballing should be debt free by Mar 2016
    2011 Target to be overdraft free this year and get debt down!
  • Morning all DNM thank you for a cheery first post

    Um, one weekend til the chillders return, got a bit of tidying up to do as I've been a messy home alone mum!

    Today

    Right - bank to check maybe a pad to cc?
    HC - to do a few of them and madam twankies indoor laundry to perfect - horrid out there in garden today
    Kitchen to sort out, I began to tidy one cupboard, then oh dear, what a mess, need to do more!
    A bit of cooking to do
    Think about the damsons and what to do with them
    Freeze more tomatoes
    Freeze more basil
    Do more propagation and look at more ebay stuff (plants and seeds) for selling
    Wash dog - he won't like it but he needs it!
    Have HM brekkie and lunch :)
    show pals house for her
    Pot up more plants
    recycle the soil from a few of the window boxes
    Tidy up the house - this is a bit epic but hey - I'll get there, its not *that* bad
    Feed chookies
    Collect eggs and take 1/2 doz to friend (£1)
    Move the books to the freegle bookcase I got - YAY
    Get more pata for dd birthday box
    Dinner at a chums tonight, will take something HM rather than buy something - although I might need buy bottle wine I guess, that be nice


    Um that will do for today, have a great one!
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Hello my lovely peeps :D

    Thanks for starting us off so happily DNMS


    Today


    Find an activity for the kids to do alone

    Carry on with DD1's bedroom - hope to get a couple of bits to sell
    Relisting on ebay
    Check banking
    Reconcile spending
    Look at meal plan and create shopping list
    Shopping using £6 vouchers for Mr T for surveys and £6 off a £40 spend at Mr T's. So to calculate carefully
    Dinner from stores - sausage mash and veg all round
    Babysit my niece this evening
    Clean and tidy house
    Add budget figures for birthday in my new diary.
    Research some materials for my own card making for xmas - need to start early
    Look back at what i had planned for making my brothers board game and continue planning

    Thats me for today
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    good morning all. thanks for starting us off DNM.

    not long now Pippi til house full again

    are you making a board game for your brother Orange Fairy? that sounds interesting.

    my list for the weekend

    check banking
    check surveys
    morning just me and DD - currently watching kung fu panda for the 1millionth time.
    fill in car claim form and post
    wrap mam's present for tomorrow
    work later
    clean kitchen now it's tidy again
    HC
    airer dry as wet here
    declutter front room
    chase up house insurance - they've taken the money but had no documents

    can't think of anything else at moment but i'm sure there's lots more to add

    Happy Saturday everyone
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Wannabe01
    Wannabe01 Posts: 573 Forumite
    edited 14 August 2011 at 10:37AM
    Good morning everyone, It’s a dry day here today although cloudy.
    DNM – Thanks for starting us off today.


    My list for today:
    • Catch up with emails DONE
    • Do daily clicks DONE
    • Do available surveys DONE
    • Get all work up to date Work In Progress
    • All meals from stores DONE
    • Catch up with paperwork Work In Progress
    • Get rest of the school stuff for ds DONE
    • Check one poll DONE
    • Catch up with washing Work In Progress
    • Check pure profile DONE
    • Do some course work Work In Progress
    • Spend time with dh and kids DONE
    • Do the ironing pile
    I think that is everything that I need to get done today.
    Aiming to get Debt Free.
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 13 August 2011 at 3:08PM
    Hello!
    Today, I will:
    -[STRIKE]hoover[/STRIKE]
    -[STRIKE]go to shop get a paper[/STRIKE]
    -[STRIKE]take plastic bottles and old newspapers to recycling point; I supposed to do it last week, but was pouring rain[/STRIKE]
    -[STRIKE]tidy up kitchen[/STRIKE]
    -[STRIKE]tidy up bathroom[/STRIKE]
    -[STRIKE]tidy up lounge[/STRIKE]
    -[STRIKE]do some ironing[/STRIKE]
    -[STRIKE]some washing[/STRIKE]
    -go to see my friends :)
    See you soon!
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    Back from our hols. Amazing! But we haven't counted how much we actually spent yet!!!!
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
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