Need to change bank accounts/Offset rules

Whataflippinmess

I have current credit cards debts, overdraft and mortgage with Natwest, so need to set up alternative bank account. I also have debts with the following:

Egg
MBNA
Barcalys (could be paid off as under £100)
Halifax

I need to set up an account to avoid any offset rules by the above. Any ideas?

bikerboi87

i would say hsbc, co-op or santander are safe, although i would wait for a more qualified answer than mine

Mrs_Ryan

I wouldnt touch Santander with a barge-pole!!! The Co-Op does a good account, the Cashminder. Its a basic account and they arent connected to any of those you have debts with.