Credit Report Info - One Creditor Missing

DNW_2

I've just checked the first of my credit reports, and one of my creditors is missing from there - is this normal? Is it right that not all creditors report to all CRAs?

Also, I was expecting to see most of my accounts in default but only one has defaulted so far despite being sent a default notice by most now - is this just likely to be just a matter of timing?

Tixy

Yep, quite normal. Could easily be on a different one or could possibly be on none - who is the creditor?

How recent have you had default notices? things tend to lag on your file by around 4-6weeks, And they creditor cannot file the default until you've had the 14days to correct your account so it could easily take 2months after getting notices to seeing them on file.

DNW_2

Thanks Tixy

The missing one is Hitachi Finance and the default notices have been mostly during July which I guess is why they're not showing on there yet. I'm being a little impatient, aren't I?! I'll check it again in a couple of months and see where it's at then.