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Hip hip hooray
aytch
Posts: 1,721 Forumite
Well, after finally facing up to having a financial problem about 18 months ago, going public - talking to my partner about my out of control money issues and crying with my mother. I am pleased and proud to say that today WE made the final payment on MY debt.
In the last 18 months following advice on here, scrimping, saving cutting out all the unneccessary spends we have cleared 2 credit cards, 2 bank loans, an overdraft totalling £45,000!
My mum, husband, family and friends have been amazing. The banks and credit card companies were no help whatsoever.
So, if you are one of those people wondering where to start - take one day at a time, talk to your nearest and dearest and give yourself a pat on the back for being on this site.
This evening - for the first time in forever, fish and chips from the local chippy to celebrate a new start ...... and MSE - THANK YOU :T
In the last 18 months following advice on here, scrimping, saving cutting out all the unneccessary spends we have cleared 2 credit cards, 2 bank loans, an overdraft totalling £45,000!
My mum, husband, family and friends have been amazing. The banks and credit card companies were no help whatsoever.
So, if you are one of those people wondering where to start - take one day at a time, talk to your nearest and dearest and give yourself a pat on the back for being on this site.
This evening - for the first time in forever, fish and chips from the local chippy to celebrate a new start ...... and MSE - THANK YOU :T
DEBT FREE since 2011
:beer:
Retiring to Spain has changed my world
:beer:
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Comments
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CONGRATULATIONS - those chippies are gonna taste amazing now you know the money you paid for them is totally 100% yours! Now get on the debt free roll of honour!!
WELL DONE!! xxxLife is too short not to love what you do.0 -
:j:j Well done you, thats a massive amount in that time period.
Enjoy your well deserved fish & chips! :jA smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
That's an amazing sum to clear in such a short time! WELL DONE!0
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thats incredible!
enjoy those chips tonight, you definatly deserve it!0 -
well done thats an enormous amount in that space of time!
enjoy your chips!! xDebt Free Roll of Honor #598
DFD 28/02/12 :j
MFW 19 years - aim 11, prefer less!:D
#222 EF £1k 60/1000 :cool:
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Well done you thats great :T
Thanks for sharing with us and do enjoy your chips x0 -
hey well done!!!!!!!!!!!!!!!! KEEP UP THE GOOD WORKXXXXXXXXXXXMum 30k/29000
BC1 11500/11300
BC2 10500/10300
BC3 6500/6400 NW 950/800 Next 600/450
Here we go a again!!!:mad: DFD Oct 2016 hopefully!!!0 -
That is fantastic hunny, well done
so what plans, tips, schemes do you have to KEEP this way???*No debts*
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Many congratulations on a fantastic achievement. The fish and chips are just the beginning.Finally debt free - August 2010
Thankyou Payplan and DFW forum. Total debt repaid: £24,453. Still debt free and planning to stay that way!:j0 -
That is fantastic hunny, well done
so what plans, tips, schemes do you have to KEEP this way???
No 1 - stop shopping on the internet where money does not seem real!
No 2 - keep up mine and my husbands ebay challenge - but thats another story!
No 3 - build in treats
No 4 - keep listing daily spends
No 5 - stay married to my best friend
...... and I could go on!!!DEBT FREE since 2011
Retiring to Spain has changed my world
:beer:0
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