Natwest Pay by card service

I just received a text from Natwest asking them to call me or visit www.natwest.com/paybycard to make a payment.

When you get to this site, you can either make a payment, or you can call them up to set up a payment plan. But when you click on make a payment, you are given the option to make a one-off payment, or make regular repayments. If I choose the latter, is that not the same as setting up a repayment plan? I'm sick and tired of having to speak to them on the phone.

I am in arrears to the tune of around £800 on my current account - i would like to be able to pay this off at around £20 per month.
Getting married to a wonderful lady on August 10, 2012.

Need to save up, lose weight, reduce my money worries and get back to being the real me! :j

Comments

  • Go through the process and see if it accepts your £20 per month
  • Twister84
    Twister84 Posts: 525 Forumite
    Part of the Furniture Combo Breaker
    Or why don't you just set up a standing order instead?
    Anything that I do say, is strictly my opinion :p
  • ampafc
    ampafc Posts: 614 Forumite
    Twister84 wrote: »
    Or why don't you just set up a standing order instead?

    Well because how do I know Natwest will accept what I'm paying?
    Getting married to a wonderful lady on August 10, 2012.

    Need to save up, lose weight, reduce my money worries and get back to being the real me! :j
  • Twister84
    Twister84 Posts: 525 Forumite
    Part of the Furniture Combo Breaker
    edited 12 August 2011 at 4:07PM
    ampafc wrote: »
    Well because how do I know Natwest will accept what I'm paying?

    Well then how do you know that they will accept your regular payments made online?

    If you've spoken to them before, what did they have to say? Normally they will send you an Income & Expenditure form to fill-in and return.
    Anything that I do say, is strictly my opinion :p
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