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Mortgage spreadsheet wanted

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Does anyone know of any mortgage calculator spreadsheets that will let me enter variable interest rates and variable overpaymwents through the life of the mortgage and it will show me what effect that will have on how many months I don't have to pay at the back end of the mortgage?
--
Peter Stones

Comments

  • Rob_K
    Rob_K Posts: 126 Forumite
    Not sure about variable overpayments, but you can do variable interest rates on the Smile mortgage calculator..

    Hope this helps in some way!
  • Rachman_2
    Rachman_2 Posts: 215 Forumite
    This is a pretty good one. Very adjustable and presents the information in graphics and numbers.


    http://www.jeacle.ie/mortgage/uk/
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Peter, if you, or anyone else, PM me with your email address I'll send you a spreadsheet I've got.

    It doesn't have pretty colours :o , and you need to drag down changes to mortgage rate etc, but you can put as many additional payments in as you want and if you scroll down (a long, long way :eek: ) you can see when it will be paid off.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Peter

    I downloaded a mortgage spreadsheet which allows you to enter overpayments, and has a summary box describing how much time and money you have saved on your mortgage with these overpayments being made.

    As im new i cant post links but you can get the spreadsheet from mortgagerunner.co.uk/tools

    hope this helps

    regards

    simon
  • financialbliss
    financialbliss Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi,

    There's a spreadsheet hidden in my diary. Info here:

    Monthly mortgage reduction spreadsheet.
    See post no's 534 and 536 linked directly below:
    http://forums.moneysavingexpert.com/...&postcount=534
    http://forums.moneysavingexpert.com/...&postcount=536

    Post 534 explains how to create it, while post 536 shows an image of the sheet.

    FB.
    Mortgage and debt free. Building up savings...
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