Loan or re-morgage

grayson

Hello,

I work full time my partner part time we have 3 kids

I need some financial advice; I have £4000 £1000 and £800 on various credit cards which I keep tarting when interest free runs out.

My family and I have booked a holiday to Florida which will cost around £4000. My mortgage is £10,000 about 90 a month I have £1200 in the bank.

My question is do I re morgage adding an extra £8000 and pay off all credit card bills and holiday or shall I get a loan for holiday and carry on paying credit cards?

If I re-mortgage where is the best place to start current lender or another branch?

Thanks

grayson

anyone please

grayson

Ok Im going to re morgage I owe £10000 but I want to remorgage for £18000 where do I begin and will I have to pay many fees for doing it Thanks

Phoenix79_2

HSBC are offering 5.17 fixed for 5 years with no fees. Might be worth looking at?

I'd repost on the mortgage board if i was you. You'll get better answers