We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

CCJ Advise?

Hi all, I'm new here, well, I've been a lurker for a very long time but finally I decided to sign up as this site already helps me save money without being a member. Being one will hopefully help even further!

I am currently trying to get out of debt, my debts are nothing too big (mostly student ones) but over a year ago I moved out of my University flat with £1500 left to pay on rent. I moved out because my flat was never cleaned even before me moving in and the service by the company was a shambles. One day my apartment began to flood - I informed the security and they packed up and left my room to flood! I had to take things into my own hands because they did this. It was after this that I moved out because living there was too much for me to handle.

Now after almost a year of no correspondence from them they are trying to give me a CCJ saying I ower £2500, the extra is due to flat damamges in the common room. I was not living in the flat at this point and as such caused no damage whatsoever.

I have photographic evidence of the flat flooding but very little else. And as this is my first CCJ threat I am worried as to what happens with it. The following are concerning me:

- I will pay if my dispute is not successful. But I am worried about criminal charges or even prison.
- How much will I be expected to pay as I can not afford large monthly payments right now.
- Does it sound like I have a case at all?

I have friends who can vouch for the poor conditions I was living under and I am not contesting the rent missing even though I don't feel like I should pay it after the state I was left living in. But I want to contest the damamge charges as I was not living in the flat to cause such damages.

Any advice anyone can give on this would be massively appreciated.

Thanks
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.