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Charging order?!?!

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Comments

  • fatbelly
    fatbelly Posts: 23,357 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    thechippy wrote: »
    The restriction will fall away at the point of sale.

    When you sell you MUST get a solicitor that know's the difference between a restriction and a c/o, then you will walk away with the proceeds of the sale.

    I refer you to Chippy's earlier answer. They are not going to do anything this side of the house sale
  • Good, I hope I am just freaking out unneccessarily! This stuff just gets me down!
  • Try not to stress. If your house is on the market already - do you have a knowledgable solicitor - one that knows the difference between a restriction & a charging order? If not, it may take some time - lots of ringing around conveyancing solicitors to find a good one, one that will act in YOUR best interest - their client. Please make this your priority.

    Don't think about bankruptsy - it's very expensive for creditors & it appears your creditor would rather go down the charging order route to (try to) re coup their money.
  • My house is the only asset I have so if they force bankruptcy on me, thats all I have, which they have restricted anyway!
  • fatbelly
    fatbelly Posts: 23,357 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    natant24 wrote: »
    My house is the only asset I have so if they force bankruptcy on me, thats all I have, which they have restricted anyway!

    Exactly! So don't stress. Follow what Sparkly says.
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