HC1 form...will my BF's income effect my claim?

nannytone_2

just browse the forum................everyting is free isnt it?

nicolax

MrsManda wrote: »

I think it's supposed to take 2-3 days. You can also download the form from the NHS Choices website
http://www.nhs.uk/nhsengland/healthcosts/pages/eyecarecosts.aspx

thank you i was trying to look for somewhere to download it, saves waiting for the form, but couldnt find it online! obviously searching in the wrtong place!

*Kat*

Thanks everyone for your responses, I dont get any student funding because I'm funding my masters degree. I didn't ask to get free dental work, I asked if I can get any help towards it. And I dont see how me and my BF are getting any monetary benefits from living together - we pay everything with 1 exception (council tax benefit that we get). If I apply for HC1 and they give me some benefit, AND I get HSA will that surely cover me? IDK

!!!!!! Nanytone get a grip.

Also...just a side note...I dont see why my BF's income really effects MY claim, it's not like we have a joint account, he doesnt give me money, we split the bills 50/50, we do food shopping together though, and then split that 50/50 too!! IDGI - I wouldn't expect to pay towards his medical costs so why is he expected to contribute to mine (genuine/probably naive question)

Person_one

*Kat* wrote: »

Thanks everyone for your responses, I dont get any student funding because I'm funding my masters degree. I didn't ask to get free dental work, I asked if I can get any help towards it. And I dont see how me and my BF are getting any monetary benefits from living together - we pay everything with 1 exception (council tax benefit that we get). If I apply for HC1 and they give me some benefit, AND I get HSA will that surely cover me? IDK

!!!!!! Nanytone get a grip.

Also...just a side note...I dont see why my BF's income really effects MY claim, it's not like we have a joint account, he doesnt give me money, we split the bills 50/50, we do food shopping together though, and then split that 50/50 too!! IDGI - I wouldn't expect to pay towards his medical costs so why is he expected to contribute to mine (genuine/probably naive question)

It is expected that couples who have chosen to live together as a household will support each other through times of financial hardship. Do you really think it would be right for you to get something paid for by the state when your partner who lives with you could afford to do it for you?

Re-assess your relationship, if your 50/50 arrangement would stand regardless of financial circumstances, you're more like flatmates.

Anubis_2

*Kat* wrote: »

Thanks everyone for your responses, I dont get any student funding because I'm funding my masters degree. I didn't ask to get free dental work, I asked if I can get any help towards it. And I dont see how me and my BF are getting any monetary benefits from living together - we pay everything with 1 exception (council tax benefit that we get). If I apply for HC1 and they give me some benefit, AND I get HSA will that surely cover me? IDK

!!!!!! Nanytone get a grip.

Also...just a side note...I dont see why my BF's income really effects MY claim, it's not like we have a joint account, he doesnt give me money, we split the
bills 50/50, we do food shopping together though, and then split that 50/50 too!! IDGI - I wouldn't expect to pay towards his medical costs so why is he expected to contribute to mine (genuine/probably naive question)

For benefit related purposes, and claims based on income, as you are a couple, and living together, any income that comes in your house is normally calculated when working out how much the law states you need to live on.

For example, if you put a claim in for JSA for yourself, IR, a couple without children get, in hand, normally 105 per week for example, between them, so any income in the household more than that figure means you are unlikely to qualify for JSA and some passported related benefits.

How you personally work your money out together - the 50/50 scenario you mention - the benefits office are not interested in, they are only interested in any income that comes in the house from either of you, regardless of who is claiming.

seven-day-weekend

*Kat* wrote: »

Thanks everyone for your responses, I dont get any student funding because I'm funding my masters degree. I didn't ask to get free dental work, I asked if I can get any help towards it. And I dont see how me and my BF are getting any monetary benefits from living together - we pay everything with 1 exception (council tax benefit that we get). If I apply for HC1 and they give me some benefit, AND I get HSA will that surely cover me? IDK

!!!!!! Nanytone get a grip.

Also...just a side note...I dont see why my BF's income really effects MY claim, it's not like we have a joint account, he doesnt give me money, we split the bills 50/50, we do food shopping together though, and then split that 50/50 too!! IDGI - I wouldn't expect to pay towards his medical costs so why is he expected to contribute to mine (genuine/probably naive question)

Berause for Benefits purposes it is the household income that is taken into account. If he was the one claiming for help, your income as well as his would be taken into account.

Anyway, that's what couples do.

FBaby

you do bring up a good point though, the issue around the 'living together' business. Some people are together for dunky years, are totally reliant on each other, spend large amount of their time together, make babies together etc... yet because they lives in separate household (and have of their bills separate), are not considered as a couple and can claim separately. Ok, there is all that investigation malarki, but as many have shared here (and I have experienced myself), many are able to get around the loopholes and able to 'prove' they are not a couple and continue like that.

Others move in together quickly because they enjoy each other company pure and simple. They might still be totally indepedent emotionally and financially, be close to each other but not forceably totally committed to each other, they might buy their food separately, go on separate holidays etc... if they live together and share a bedroom, they are considered a couple.

The reality is... that's just the way it is when it comes to benefits, so might as well accept it from the start and take it into consideration when moving in together...

*Kat*

Eh, it's just the way we like our relationship, I make my money, he makes his. I don't expect him to pay for stuff for me, and vice versa. I don't need to "re-access" my relationship, I guess it depends how you've been brought up and what not

I'm gonna apply anyway, see what they say!!

Marisco

If a couple live together (sharing bedroom etc) why on earth would they go on separate holidays, buy separate food and have totally separate finances?? That's not being a couple, that's just flat sharing, with a bit of sex thrown in!!

thegirlintheattic

Marisco wrote: »

If a couple live together (sharing bedroom etc) why on earth would they go on separate holidays, buy separate food and have totally separate finances?? That's not being a couple, that's just flat sharing, with a bit of sex thrown in!!

Agree on the first two points but I can see there being a post on MSE in the future "We have joint finances but are not married, he's kicked me out and withdrawn all the money" and most posters jumping down the person's throat for having joint finances when they are not married and have no legal agreement.

Modern day couples vary widely in their finances and how they manage them. It is very common for the protection and independence of both parties to maintain separate finances and just pay one partner for rent and bills, which often leads to the view that each pays their own way. Which is what the OP is doing. Nothing wrong with that and she doesn't need to 'reassess' anything, that is their relationship.

OP whilst you may not want to ask your bf for money if you cannot afford the dental work yourself perhaps ask him for a loan or get yourself a small overdraft. It is unlikely you will get help from the NHS for this.