Halifax - Two Tier Rates Annoyance

csisimc

Thanks all for your input. Since I am so close to the threshhold of the 5oK mark I will be pursuing the extra £1500 possibility .

Thanks again.
:rotfl:

regularsaver1

suppose so but they would be wrong to suggest you borrow the additional funds with both fees and do a full credit score and affordability check for the sake of a rate - that is a bit disfunctional in my eyes

MarkyMarkD

It's not disfunctional if it's the cheapest option for the borrower. And credit scores and affordability checks shouldn't scare most people - most people earn more than they did when they took out the mortgage, and £1,500 is a trivial increase in balance so I think affordability is unlikely to be an issue for most people in these circumstances.

mrackliff

my motgage with hakifax is a tracker and i owe 54,418.88 at 5.49
Marianne

regularsaver1

What are you asking Marianne?