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mortgage for non eu resident

Hi

I am married to someone from outside the EU who is currently on a 2 year spouse visa (about a year to go). We would like to buy a house and when I went to Abbey they took his income into account when giving us an idea of what we could borrow. I assume should we actually apply the situation would be different as the Hallifax said they could not take his income into account.

Is it possible for us to get a mortgage together or would I have to get one myself and then add him on later.

I would appreciate any info in regard to this.

Thanks

Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    There are a few lenders that will look at non EU nationals without permanent right to reside however it will depend a lot on the figures you are looking at, and the work/income of your husband
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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