No Action Required Letter

charabanc

Hello,

I am dealing with the insolvent estate of my late brother, and have had no end of problems, but thanks to many members on here, I am getting there.

However........

My brother died owing much more than he had in cash and assets etc, so Pro Rata settlements were made to all he owed money to, and all have cashed cheques and accepted the settlement.

But now. One of his debts was with Littlwoods credit card, who passed it to Cabot, then upon death, they handed it to Philip Cohen & Associates, and it is them who the settlement was made and accepted. Now yesterday, a letter came (to my late Brothers Name and address) from Apex outlining the debt etc, but at the top it says, "Information Only - No Action Required" but the letter goes on to say about repaying the money, and to make a payment plan etc.

I have found out on the net this morning that Apex and Cabot are owned by the same company, so surely they must know what is going on? Or is this letter just a standard try it on letter?

Should I wite a cease and desist letter or just ignore it?

Advice would be gratefully received.

Many thanks.

Charabanc

fermi

Probably just an "arrears" letter. Something that by law has to be sent out every 6 months with a compulsory form of wording.

If the account is now settled, written off etc, then really they should stop. No big deal though.

As it says, "no action required".