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pay day loans?
noviceborrower
Posts: 1 Newbie
in Loans
hi guys.
i don't have great credit, and i'm after a pay day loan.
I've come accross 4 websites that will accept me but don't know who to go with;
- cashgenie.com
- 247payday.net
- yes loans
- unckle-buck.co.uk
Cashgenie.com offered me £200.00 but high interest rate, read some bad things about them online too.
247payday.net offered me £450.00 interest rate is the lowest, but did some research and can't find much about the company.
Yes loans offered me £1,000 but I don't need that much. but they said their interest rates are good.
Unluckbuck offered me £150.00 to pay back 240.00
i don't know what to do, is there any other borrowers that have good/low interest rates.
thanky ou in advance
i don't have great credit, and i'm after a pay day loan.
I've come accross 4 websites that will accept me but don't know who to go with;
- cashgenie.com
- 247payday.net
- yes loans
- unckle-buck.co.uk
Cashgenie.com offered me £200.00 but high interest rate, read some bad things about them online too.
247payday.net offered me £450.00 interest rate is the lowest, but did some research and can't find much about the company.
Yes loans offered me £1,000 but I don't need that much. but they said their interest rates are good.
Unluckbuck offered me £150.00 to pay back 240.00
i don't know what to do, is there any other borrowers that have good/low interest rates.
thanky ou in advance
0
Comments
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No payday loan companies have "good/low" interest rates.DMP Mutual Support Thread member 244
Quit smoking 13/05/2013
Joined Slimming World 02/12/13. Loss so far = 60lb in 28 weeks :j 18lb to go
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noviceborrower wrote: »Yes loans offered me £1,000 but I don't need that much. but they said their interest rates are good.
My right nut says they meant no such thing. They have offered to try to get you a loan for £1,000 if you pay them £69 first.
They will then send your details onto Indian Loan Scammers and bottom feeders.
Two things will happen;
1. You will lose £69 and feel stupid
2. You will lose the £69 and then another £600 or so and BE Stupid.
Top marks for posting first, you have saved yourself £69 already (unless you have given Yes Loans your account details already).
The interest rate is not particularly relevant for a PDL. You see what you borrow and you see how much you will repay...simple.
The Interest rate is only relevant if you have the same hiccup thousands of people have by sheer chance, an unavoidable change of circumstances within the few days between grabbing and spending the cash, and repaying it.
Only you know if you are going to repay it or not, you already know if you can now, if you are in ANY doubt at all, STOP going down this pitiful route before you end up deeep in the brown stuff.
Uncle Buck looks crap - No Terms and Conditions - Registered as a Sole Trader - Avoid this one.
247payday.net is simply hilarious - the site wants all your personal details on an unsecured page, woeful terms, site registration all in the USA, Creation date 15 June 2011
cashgenie.com?? Are you for real?? I'm not even going to look into that one!!0 -
If you are going to payback, all are fine its when you cant they turn nasty. PAYDAY UK are not bad, go via quidco and its even cheaper as they give about £40 cashbackDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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Has the idea of "doing without" crossed your mind?0
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opinions4u wrote: »Has the idea of "doing without" crossed your mind?
By the gods O4U what kind of crazy talk is that !Space available for rent0 -
opinions4u wrote: »Has the idea of "doing without" crossed your mind?
I'll have you know that the money is needed for a very important purpose"We want the finest wines available to humanity, we want them here, and we want them now!"0 -
amsterdam stag partyDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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Why not just try the usual, bottom of the barrel outfits like Wonga?"We want the finest wines available to humanity, we want them here, and we want them now!"0
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Peelerfart wrote: »Yeah I heard, dunno if it's true, that one of Wonga's Directors BMW's is running low on fuel.
How terrible is that! better apply for a loan to help out.
It runs on pure Pom Perignon 72 so I've heard :rotfl:
He also had his sh*thouse modified to dispense £20 notes as paper, every roll has a customers face especially printed on each sheet so he can wipe his butt on them just one more time."We want the finest wines available to humanity, we want them here, and we want them now!"0
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