payday loans - bad credit

deejay2412

anybody know any good providers who will give bad credit payday loans?

holiday has left me a bit short this month, the loan will be for just over a week. paying it back is no problem when i get paid, & i have been in the same job for over 1 year now (now receiving bonus starting this payday aswell) im looking for about 100-150 £.

i tried wonga and quick quid about 5 months back but got refused there.

crazyguy

can you not get a advance on wages or failing that ask a family member to help as if you have had 2 refusals you have not met there requirements, also pay day loans are not a good thing to use,

deejay2412

nah no advance. i work for a large company so advances are unheard of. cant lend from family member either. ive had payday loans in the past from one of the high street lenders but cant remember which one. i do remember you need a cheque book however,and i dont have one with my current bank account.

crazyguy

I dont know a lot about the pay day lenders so cannot tell you wich ones to go to im afraid, all I know is that a lot of people do complain about them, normaly as they have defaulted on the agreement, I would imagine though for a weeks loan the rate wouldnt be that much !

deejay2412

people who complain tend to be ones who default or dont pay them back, or borrow what they cant afford and get into the cycle of paying back then borrowing every month. granted the rates are high, usually about 20-25 for every 100 but theyre ideal to sort the job out for a week or two till payday!

Apples2

There must be more to this story.

If Wonga and Quidquick are refusing, you must have defaulted the last time you borrowed.

Not sure what the cheque book is about, they would need a debit card but it sounds like you only have a basic bank account, which again suggests a less than super history.

You've had one in the past but can't remember who from?.... Seriously??

deejay2412

yes seriously, it was about 3-4 years ago. and yes i have a basic bank account.

i cant default because i cant borrow money due to my credit file. however i have defaulted on contract payments,

the title of "bad credit" payday loans would also suggest on a "less than super history" aswell

im here for help from people who may be in the same circumstances, not for my thread to be picked at. im not saying i have a super credit history thats why i am asking for a bad credit payday loan.

chanz4

shopacheque or london scottish sounds like from before, op have you defaulted a payday loan before?

deejay2412

thanks ill check em out. no not on payday loan, but i have defaulted on things like mobile contracts, etc

masterlumps

if wonga said no you pretty much have no chance

Apples2

deejay2412 wrote: »

i cant default because i cant borrow money due to my credit file.

thats why i am asking for a bad credit payday loan.

Can you see the problem yet??

You would be very "lucky??" to find anyone to touch you. Your account doesn't let them retrieve the money when you fail to repay.
Any genuine lender, even a high risk one, isn't going to like you at all.