new bank account HELP

HHH_2

First the good news I've paid my first installment on my CCCS DMP feels good but many years to go. My problem is trying to set up a new bank account. I applied online to A&L and expected to get turned down but couldnt get to bank in person as they're open during my working hours. I got turned down but they suggested basic account which is what I want anyway but I applied by post a month ago and have heard nothing. I am now getting worried as I need an account for my pay cheque ( had to cash it in this month to pay DMP and cost a lot) I have a day off today and could go to A&L or another bank in person but not sure what to do.

sandralovescats

Go and get another bank account.

A lot of the banks do this in person - Nationwide, Co-op, Abbey

Here is a link to banks which provide basic bank facitilites


http://www.moneyfacts.co.uk/banking/bestbuys/banking_basic_bank_accounts.aspx

sandralovescats

You might be better off with a bank that gives a Visa Electron or Delta card, so that you have some flexibility.

Also, there is a prepaid Mastercard called Cashplus, which is used like a regular credit card - but you load the funds onto it first. I have had mine Since September and it is fantastic!

sandralovescats

Remember that in person you need to take proof of your identity -

Passport
Photo driving licence
Recent Utility bill in your name
Maybe benefits letters which have your address and National Insurance Number

bookadict

It's a great feeling when you sign up to a DMP.

Don't panic about the bank account - it will all come together.

I'm on a DMP and have a basic account with Barclays Bank. I did set it up via the post and took a while to come through, however it might be best to pop into your local branch and open one there.

Good luck!

melaniec_2

I would recomend Co-op account you get a debit card and they set mine up very quickly over christmas. you can telephone for an instant decision