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Loan Advice

Hi, I'm new to this forum so thanks - it seems brilliant!

I am looking to buy a new car (approx £7k) which I need for my self employed work. I have the following debts, but unfortunately have missed payments on my loans and mortgage in the past, but have avoided a CCJ. What are my best options for borrowing the money? I own my own home and have roughly £65k of equity.

http://www.abbey.co.uk mortgage: £95,000
http://www.cheap-rate-loans.co.uk Home Loan: £15,000
http://www.theaa.com Car Loan - £1,000 (to be paid off in 6 months)

I don't want to be ploughed into extending my secured loan if i can help it and want to try and stick to a relaitevely cheap loan!

Hope someone can help.

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