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dmp and ppi refunded
michelle45_2
Posts: 267 Forumite
Some advice please
After 18 months my claim for ppi on a credit card with Lloyds is now going to be settled. The card is clear, however, I have a loan with Lloyds and this month I have just started a dmp (only missed this months payment on my loan,
As I have waited 18 months for this payment and it was for a credit card and not a loan can I ask for the money to be paid to me so I can pay off some of my smaller debts or will lloyds take it to pay off their loan.
As I say the credit card was paid off in 2008 so there is no debt there.
Michelle
After 18 months my claim for ppi on a credit card with Lloyds is now going to be settled. The card is clear, however, I have a loan with Lloyds and this month I have just started a dmp (only missed this months payment on my loan,
As I have waited 18 months for this payment and it was for a credit card and not a loan can I ask for the money to be paid to me so I can pay off some of my smaller debts or will lloyds take it to pay off their loan.
As I say the credit card was paid off in 2008 so there is no debt there.
Michelle
0
Comments
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wont this bring lloyds upto date? making it easier on yourself if so I would let them. They may offset it, which not much can be done about if they did.Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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If they take off the arrears that I owe Lloyds, no problem just didnt want them to take it all off as I was hoping to pay off the smaller debts0
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I think you'll find that Lloyds will use the lot towards their debt.Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free
Mortgage free since 20140
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