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Just need some clarification.....

Can anyone help..

I'm due to go back to work soon after maternity leave but I'm worried I will not be able to.

When I go back to work I will be working 35 hours per week. I will have a 5 mth old who will need full day nursery care and a 4 year old that will need wrap around care as she is at half day nursery care. My oldest daughter will need after school care.

The only problem is my partner's incapacity benefit has just been stopped.

From what I know you cannot get childcare fees if you have a partner not working or sick. I know my partner could cope with dealing with my three year old and taking/picking her up from school, but it's too risky for him to look after the baby by himself. He has bad back and leg problems and IBS, some days he cannot get out of bed for ages in pain.

What can I do?
Paula
«13

Comments

  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Appeal against decision to stop IB
  • pannetteb
    pannetteb Posts: 56 Forumite
    Part of the Furniture 10 Posts Photogenic Combo Breaker
    My partner has done and we have been told we can claim IS in the meantime, but this will not make us eligable for childcare costs? or does it?
    Paula
  • no, if there is a partner at home then you will not recieve child care tax credits
  • Do the maths and make sure that whatever the outcome it is worth you going back to work full time. You may find that you and your husband are just as well off on a 16hr income.
    Loving the dtd thread. x
  • pannetteb
    pannetteb Posts: 56 Forumite
    Part of the Furniture 10 Posts Photogenic Combo Breaker
    I'm only on £16,500 roughly,not sure how we'd cope on a P/T income and the debt snd outgoings we have....
    Paula
  • Scarlett1
    Scarlett1 Posts: 6,887 Forumite
    robby-01 wrote:
    yeah if its not worth it dont worry the rest of us will just pick up the tab.
    be nice to all moneysavers............
  • inkie
    inkie Posts: 2,609 Forumite
    Mortgage-free Glee!
    Just to throw somwthign else into the pot - how will you manage the school holidays when both your older children will need full-time childcare?
  • icklejulez
    icklejulez Posts: 1,209 Forumite
    robby-01 wrote:
    yeah if its not worth it dont worry the rest of us will just pick up the tab.

    Well I just hope one day your in a postion where you or someone your with cant work for a genuine reason and you have a family and 3 kids to look after. How do you know the ins and outs of the OP's position. If you've nothing constructive to say dont read the post.
    Saving needed to emigrate to Oz
    *September 2015*

    £11,860.00 needed = £1,106 in savings

  • icklejulez
    icklejulez Posts: 1,209 Forumite
    After reading some of your previous posts I can see your a very negative person with a lot of negative comments to make on other peoples situations. I feel sorry for you, the OP can change her position you'll always be you!
    Saving needed to emigrate to Oz
    *September 2015*

    £11,860.00 needed = £1,106 in savings

  • woodfairy
    woodfairy Posts: 65 Forumite
    pannetteb wrote:
    Can anyone help..

    I'm due to go back to work soon after maternity leave but I'm worried I will not be able to.

    When I go back to work I will be working 35 hours per week. I will have a 5 mth old who will need full day nursery care and a 4 year old that will need wrap around care as she is at half day nursery care. My oldest daughter will need after school care.

    The only problem is my partner's incapacity benefit has just been stopped.

    From what I know you cannot get childcare fees if you have a partner not working or sick. I know my partner could cope with dealing with my three year old and taking/picking her up from school, but it's too risky for him to look after the baby by himself. He has bad back and leg problems and IBS, some days he cannot get out of bed for ages in pain.

    What can I do?

    Are you claiming Child Tax Credit? Working Tax Credit? Can you get childcare vouchers at work? Are you claiming Housing Benefit in which case up to a ceiling a big, big chunk of your nett earnings are ignored so you can afford to pay child care costs.

    You won't get IS on £16,500 a year guarantee it. Not unless one of you disabled.
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