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Mandz1 is finally sorting it out!

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  • mandz1
    mandz1 Posts: 2,548 Forumite
    ok so have cleaned the living room(see how long it stays clean), have been out to get duct tape and have fixed my sofa, will see how long it last before it peels off or the kids start peeling it. Also went to sainsbury and as they are doing it up, they have lots of reduced goodies. i brought a few bits and have worked out that on the 6 reduced items i brought, i have saved £3.99. Not bad.

    Debt is nearly under 11 and a half, hmmm how can i get it below?? Really love seeing it come down, but it isnt coming down quick enough for my liking.

    Have withdrawn money from the bank, to sort out money for seaside. will do that in a bit.
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Ok so have put 8 items on ebay, hoping to raise some funds to get the debt below 11 and half. Surveys are very low on the ground and i have only just paid out so will take a while to add up to £40 again.

    any little bit of money i get i will throw at it. I have my penny jar, might open it and take it to a cash sorter and then pay it off the debt. Any money i dont spend at the seaside, i will put to the debt aswell.
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Ok so i have £12 in my pennies jar, think i may pay that tomorrow when i get money in the bank, then use all my pennys at a self service till at a supermarket. Have £45 to go before im under my 11 and half and hopefully i can do quite a few overpayments to get that down. hoping before the end of the 100 day challenge, it will be under 11.

    Really need to stop wasting money though. i buy closer magazine everyweek at £1.40 which i hardly ever read fully. and today have been to the shops to buy my cigarettes and have spent £1 on 2 packs of sweets for the kids, so really i could save around £8.40 a week just buy cutting down on the stuff i buy that isnt essential.

    I reservered a digital camera from argos today, but cannot justify the spending for it, when i could borrow my mums that she doesnt use.

    Anyway, have washed pots, put a wash on, put wet clothes on the airer rang the dentist and now am going to clean up this living room again as the kids have made a mess,

    Lost 1lb this week, dont know how i did it, as i have had quite a bad week. but at least it was a loss and not a gain.

    No more debt payments today, but will be making some tomorrow.
    PAD Maker
  • girlracer
    girlracer Posts: 383 Forumite
    You are doing realy well, keep up the hard work.
    Well done with the weight loss
    Know what you mean about the kids you tidy one room and go to tidy another, then return to the first room and its a mess again lol
    still only 2 and half weeks left
    enjoy skeg hope weathers good to you
    Weight loss 3stone 4lbs
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Thanks

    Well i have started a challenge with my sister to see who can pay off the most debt before she has the baby. she hasnt got as much debt as me, but it will be fun to see what happens

    Have paid £20 off the debt today.
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Hello diary.

    Feeling a bit down at the moment. Ex is being a total a$$, nothing unusual there, but i really do feel like picking all my stuff up and moving me and my boys far away just to get away from all the drama. Stressed out and really need to chill, just dont know how.

    Brought myself a lovely pink piggy bank and have put some money in it, will wait till it is full before i open it, the more that is in it, the bigger the chunk i can pay off the debt.

    Going skegness on tuesday, hopefully i can relax for a few day there.
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Right so have got lots to do, but really cant be bothered.
    Today i have already sorted out the boys clothes for our seaside break, and i have sorted out some bags, 2 for charity shop, 1 for my sister with a few baby bits in it and 1 for my mum(she said she needed candles the other day and ive got loads i dont use). oh and ive washed the pots and hoovered the living room, and peeled potatoes for dinner

    Still need to do:-
    Sort my clothes for seaside
    Ironing
    clean upstairs
    Forgot what else i needed to do whoops

    Have just ordered the biggest loser challenge game off amazon. Got a £10 voucher of survey site so thought i would use that, so it has only cost me £1. Bargain. I had it off lovefilm for a bit and thought it was really good and hopefully it will help me kick start the exercise again, as i really am flagging a little bit.

    No more debt payments as yet, but thats due to not having any money to make overpayments. Will see if i have any money left after i come back from the seaside. Hopefully can make the kids happy without spending lots lol
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    I am now back from my holiday. 3 days of no stress as the boys were so well behaved, but food was not good. Ice cream every day, and food was bad. Will jump on the scales tomorrow morning to check out the damage.
    No debt payments but i have been on holiday so will sort some pennies out and make a payment soon. Have sold 3 things on ebay, but they really didnt sell for much. will post them tomorrow.
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Well, i have done a list this morning and have nearly completed it, just need to change my sons bed sheets and wash the pots. will do the pots after i have made dinner.
    I have done a shop at sainsburys, should last us for the rest of the week. I have one last payment to make of £20 to rossendales before wednesday. This is probably be the last payment for this month due to lack of funds, and it also means that i will not make my £250 cleared this month target, will be off it by about £13. will have to see if i can raise any money over the next couple of days to try and make it. But not too fussed if i dont as i have had a very expensive month mainly because of holiday, my birthday and the riverside festival.

    Good news is though, after i make my payment to rossendales, i will owe less than 11 and half grand. Getting there slowly but surely.

    Had a 2lb loss on tuesday, but really do need to sort out my food and exercise rountine as i did overindulge a bit whilst on holiday. Will be trying to get back into the swing of things this week.
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    God some people are soo ungrateful! sold a ted baker top on ebay, sent it yesterday morning, they must have received today as they have left feedback, lovely top, smelt of smoke but nothing a wash cant sort. GRRR its a TED BAKER top, you paid 99p for the bloody thing, talk about bargain of the century or what and they are moaning, wash it then. Now i do smoke and the top has been stored in a cupboard in the living room, where i do smoke. but forr 99p for a designer top, stop f**king moaning.

    Anyway, been to the gym today, and to my sisters for a BBQ and then back home where the kids have been put to bed and i have done my biggest loser wii game. Weighed myself this morning at the gym and again tonight. apparently have put on 4lbs in one day lol. well will see properly in the morning if its right or not. if it is then i have alot of work to do for the rest of the week.
    PAD Maker
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