£1035.72 to throw at a debt - which one please?

money_honey

Agreeing with the others - purely psychologically paying the Next card off will be great - one less debt - then the rest on Cap1.

MoneyWasting_Expert

I would actually pay off Next and then the rest onto Tesco. Do you pay much more than the minimum each month? Could the Tesco account be settled quicker if you take a chuck out of it now. I am thinking with Next and Tescos out the way that would leave you more money each month to concentrate on the other debts. Most advise to pay off the large APR debts first, I found it more effective for me to clear the smallest ones first and get them out the way, done and dusted plus instant improvement to your CF and more money to put towards Cap1 each month.

DebtFree2012

fd1972uk wrote: »

Can't you get a 0% offer or even a life of balance card to get those cards sorted out?


FD

I'm afraid not - i tried and was turned down due to the amount of credit I have elsewhere - i daren't try again as I have no significant reduction yet to the amount of credit I have - I presume they would want to have a few thousand less than what I do now before they would say yes - which defeats the point

Thanks for taking the time to respond everyone