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1 debt in 100 days part 6

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  • Right...in order to stop frittering money away had a look at the budget for the rest of the month and took out any excess...so another £100 towards slaying the credit card dragon! :D
    £10 a day in November = £593.31 / £300
  • mandz1
    mandz1 Posts: 2,548 Forumite
    just checked my bank and one*oll have finally credited my bank, so have made another payment of £45.00, which makes £54 paid/£696 remaining
    PAD Maker
  • catchooky
    catchooky Posts: 420 Forumite
    Part of the Furniture Combo Breaker
    Total of £45/£995 :j paid off and im changing my date - I was originally a day behind you guys as I stumbled upon the last challenge too late but have decided to finish the same date as you guys xxx
    NSD November 1/20 :money:
    Crap 1, Simple Be, Next, VANQUIS, TESCO, VERY, EMPIRE, ADDITIONS, HALIFAX C/C, HALIFAX LOAN, STUDENT LOAN
    Make £10 a day in November £34.57/£450 :eek:
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Another £20 paid so £248/£3,642
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • bearacus
    bearacus Posts: 824 Forumite
    Part of the Furniture Combo Breaker
    hi Amara,

    Please can i join this challenge :) I tailed off the last one and didnt make my goal but only had £280 left to pay.
    halifax £280

    I would also like to save some money aswell but will wait till after Ive paid the debt first x
    Savings £1500

    Thanks again
    bearacus x

    NW-£0 Cap one-£76 HSBC small-£359.51 (0% Aug16) HSBC car- £3511.46 (0%Oct17) HX car/baby- £2731.57 (0%Nov16) HX -£1198.66 (0% Jul16) Argos- £50(BNPLMay)
    Credit card debt-£7877.20 (4/3/16)
    Car Loan - £21,777 - Now - £12,383.36 Mortgage- £154,315.77
    LLoyds loan- paid 28/1/11 LLoyds O/D paid 9/9/10
    New LBM- £ 28/2/2016
  • Magpie23
    Magpie23 Posts: 65 Forumite
    Hey Willspriteie,
    I too have done something similar by taking out the whole £400 food budget allocation. Looking back over my bank statements proved in some months I'd even spent up to £700 :eek: over a wide selection of supermarkets and petrol stations, no doubt I'd popped in for a pint of milk and come out £60 (and then some) lighter!

    So now I know unconditionally that I can't use my debit card in any supermarket. Bizarrly, it feels quite refreshing as I've made my weekly dinner list and now I don't have to worry about what to have each night!

    I thought this challenge would just help me tackle my debt, but it's actually helping me sort out the rest of my life too. :j

    Thanx guys :beer: x x x

    LBM: Oct 2009 When CC debt was £25,000+
    From Aug 2011: Paid: NatWest 1: £1862, NatWest 2: £869 Egg 1: £2188.95Egg 2: £1832 :D
    Total CC Debt: £0 !!
    All thanx to '1 Debt in 100 Days (part 6)'
    "We are all lying in the gutter but some of us are looking at the stars." Oscar Wilde
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello guys! £5 from me. I'll be back later, once I'll come back from my work.
  • Another £5 from me. Can't believe I've let this OD slide this long, thinking things were too tight. I'm going to clear this.

    I'm finding it funny how having determined to clear it is somehow bringing up and letting go of emotions from that time I got the debt. As though holding onto these debts we hold onto the past sometimes. Just my thoughts today with my cuppa...:coffee:

    PROUD TO BE DEALING WITH MY DEBTS

  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    so just worked out how much I need to pay each week to clear my card in 100 days. Turns out, having the standing order to my savings each month of £50 + £18 minimum payment (that's with around £8 interest taken off) all I need to pay is £18.26 a week and be out of my credit card in 100 days... madness!! xxx
    Life is too short not to love what you do.
  • Ebay 13 ;)........1583.46/2000.00 Amazon sales 54/50 Etsy sales 63/50
    Amazon 14.......4/50 Etsy14............46/75. Ebay........23/200
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