Monday 1 August - What small DFW things will you be doing today?

Nottoobadyet

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

So be proud of those small steps, they really are important.


Morning, all! Its been a while since I last started the thread - hopefully haven't double posted.

Missed the weekend thread but had a lovely (if not very MSE) one. Got back from Nairobi quite late on Friday, spent Saturday catching up on some work and sorting things out then went out with friends in the evening. Yesterday went to an art gallery with some friends and had dinner out with another friend that is leaving. Generally loved up with boy (who has started calling me his GF, eek/yay ) and things are going well.

Skaps - where are you going that you need anti Ms? Don't be making the same mistake and me by taking Lariam, its worth going for the more expensive stuff! Its better to take nothing and risk getting ill than to take that stuff.

You have an amazing attitude, WW. I hope you stay happy and Im sure you'll make it through this tough part.

Today in MSE:

• Skyped with mum
• walked to work
• checked banking - eek, standing order didn't cancel properly and has sent £400 to my ex! Have written him a note and he will send it back ASAP.
• update budget and siggy
• go out at lunch to get replacement phone as I lost mine in Nairobi
• call friend and make dinner date
• lunch provided by work
• call up possible motorcycle teacher

Have a great Monday everyone!

determined_new_ms

Morning NTBY :wave: busy day ahead??? :rotfl:(was nothing on the list when I popped on!) Hope everyone is raring to go on this Monday morning....

Today:

• make some couscous before I jump in the shower, brekkie, lunch & dinner from the stores
• checked banking - need to sit down later and work out what money needs to go into/come out of the joint acc - what with going away last weekend & then out for a drink this weekend...
• go for a walk in my lunch break
• go for a run tonight
• nip to aldi for fruit & crisps after work
• visit ex-mil in hospital after work
• start the clearing ready for the move??? we'll see...
• check out mrs flylady to keep mme out of spending trouble!

ok that'll do me I better get myself into gear! Have a great day everyone x

VfM4meplse

Treating my Mum for a summer mini-break today...got a good deal at a country hotel DBB.

Have made a delicious and very MSE picnic lunch, and plan to do a free trour en-route.... here comes the sun :j

kjp

Morning all!

Thank you for starting the thread NotTooBadYet!

Today I will...

• [STRIKE]Check banking[/STRIKE] Two of three DDs come out, other should come out towards end of the week. Will keep checking other bank account for Paypal/phone money to come through ready to send to ISA
• Take lunch to work - couscous and a bag of crisps, yum!
• Use lunch break productively, will book pamper session gifted for my birthday and start my essay
• Write 500 words of essay
• Find out about possible funding for work course - need to do this sharpish as course starts in Sept if I can get funding!
• Plant some cheap seeds after work
• Look into shipping for Ebay items not yet listed (and massively cluttering up my room!)
• Post Ebay item sold at the weekend
• Check for paid cashback
• NSD
• Work really hard!

Hope you all have a great day!

Kx

stitching_witch

Morning everyone and thanks to NTBY for starting us off today.

Urggghhh, it's Monday morning again. Still, just another three weeks and I've got a week off and will spend it doing 'me' stuff.


So far today:

• fed and watered the chickens
• HM granola for a filling breakfast
• checked banking
• checked for surveys
• gathered together a lunch of sorts - really must get some shopping done soon
• transfered 5x 20p pieces into savings pot

I will also:

• check if balance transfer went through
• use bike for work if there's any petrol in it!
• sell 2x half dozen eggs
• keep an eye on surveys throughout the day
• do August budget and meal plan at lunchtime to avoid the shops
• dinner from stores
• got to allotment this evening and do all those jobs I meant to at the weekend

I think that's a nice quiet start to the week. Hope your Monday is a good one.
stitchy x

ixia

Morning everyone

NTBY- thanks for starting us

Today I will:

• Check banking-move some money around and see whatI can free up to put towards CC.
• Dinner and luch from stores
• Take MIL to hosp- she's going in for a small op
• go to Mr S on way back from hosp need a couple of bits and to use £3 off persil coupon
• check e-mails/surveys
• general house tidy

Have a good day everyone.

josiebabie

Morning all
Really didn't want to drag myself out of bed today but forced it
Here is my list:-
- Checked banking
- Submitted purge sales to boss, £17.50 this week
- Rubbish diary so need to work extra hard
- Chicken curry in SC padded with lentils and veg
- Snacks and lunch from home
- LSD, just almonds from Mr T's this morning
- Pick DD up from her dads after work :-D
- Update spending diary

Jx

*Mari*

Morning all, hope its ok to join in! Im turning a new leaf today and hoping joining some of these threads will help me focus

So today I will:

• Checked online banking
• Take lunch to work
• Pay in cheques that have been sat in my purse
• Get dinner from freezer
• Do ironing
• Pick and freeze any veg in garden that won't last til tomorrow
• Have a NSD

ixia

Welcome Mari

forgot to add I need to return a parcel to H&M ordered a few bits for DD2 and she had the face on where they are ok.

I know they will just lie in the cupboard so Going to send them back only a few quid but better that than them going in the recycling in a few months with tags still on.

Amara

Hello!
I will:
-[STRIKE]go to my two customers[/STRIKE]
-[STRIKE]go to bank to pay in some money[/STRIKE]
-hoover
-[STRIKE]tidy up the garden after saturday's bbq[/STRIKE]
-[STRIKE]change cat's tray[/STRIKE]
-iron
-[STRIKE]cook a tea[/STRIKE]
-do some paperwork for my business
-update my thread:)
See yu soon!

WelshWoofer

Morning all - hope everyone is well?
Just 5 weeks holiday left for me :rotfl:Sorry to all those at work!

Lots of domestic things to do today to keep busy....

• Touch up spare room painting now its dry done
• Gloss the window sill not done - tomorrow with the other glossing
• Give the skirtings a good scrub done
• Phone the house clearance man to see if he'll take a big bookcase away done, gave me £20 too!
• Take dog to the vets this afternoon for his boosters done, £67 for boosters, worming tablets and ear drops!
• Transfer the cost of vet from savings to current account done
• Tidy out downstairs toilet done
• Take coak rack off the wall done
• Give toilet room a good clean ready for painting done, and painted it! Once I get going I can't stop!
• Clean kitchen done
• Make nice veggie curry for tea and tomorrow's lunch - changed my mind, its too hot, salad instead
• Maybe pop to Mr T's for a few bits - trying to hold out to save a week's shopping bill, just need to be more creative with what I have in, went to greengrocers and spar instead, spent £12 in total for the weeks shop!
• Phone bank to make an appointment to talk about mortgage not done

That's all for now - should keep me occupied!