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Have an adventure in August with the NSD challenge
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Aaaaaaargh :mad::mad::mad::mad:
Thought i was having a productive evening, checked gas & electricity after price rises & i'm still on the cheapest tariff possible :j
Applied for a 0% for 16 months balance transfer credit card which i didn't think i had a cat in hells chance of getting & was accepted :j:j This means all my final bits of CC debt are on 0% & can all be paid off before the promo rates end if i stick to my budget :j:j:j
Then checked my bank balance & realised that it appears my tenants HB has been stopped (for my house back in my home town that is more trouble than it's worth but is in far too much negative equity to make selling an option), which leaves me nearly £400 a month short on my budget :mad::mad::mad::mad::mad:
That makes any dent in the CC's impossible till i get it sorted, which from previous experience could take forever, & worst of all now said tenant is refusing to answer the phone to me, which suggests she knows that this is happening :mad::mad::mad:
Not to mention i am staying at my friends this weekend for the annual local music event & although we don't spend too much i literally have nothing other than money to cover the bills
Thank god my boss is on a/l this week so at least i can call the council to investigate in the morning.
One step forward two steps back....
Thanks for the rant, feel better now getting it all out!!February NSD challenge 5/150 -
EPIC fail on my NSDs target for the month!!! Better planning needed next time I think, see you all on the flipside!Debt at LBM [strike]£17,544[/strike] :eek: £5700:TOver £14,000 PAID OFF :T
2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!0 -
Looking forward to September challenge
Good luck everybody:j
Thanks, Igamogam, and good luck to you also x :jH ope you are all having a good day.
Having a few issues here with laptop.
Fingers crossed.
Using keyboard plugged in and keep doing things wrong and have 'lost' my header and footers.
New keyboard on order.
Hate to think how much will be.evening all, well no more NSD for me - but I did get another box of PG from Ic*land (240 + 50% free) on offer for £3.50 - £1 coupon, plus two tubs of stain remover (no not for my carnival costume) 1/2 price @ Mr S - £2 coupon = 27p each. I hear they sell well at car boots
Bit miffed as I missed the B1G2F offer on branston beans in Mr T - and I think the battery glitch will be fixed by tomorrow when I get to nip into another Xrtra but hey ho.
Ordered a printer last night as my feegle one keeps playing up - it was on a good offer and is wireless too so can print from the lounge :beer:
Can't promise I'll start Sept off with a NSD but I'm doing quite well with coupons/stockpile atm so not a bad balance.
More bargains today, Kerri, you're definitely rivalling Cheryl for the title of "Whoopsie Queen":DThe time you enjoy wasting is not wasted time
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butdoineedit? wrote: »Oh & Spoon here are some jumpy smiley men to celebrate how well you have done too :j:j:jifwisheswerehorses... wrote: »I always forget to say well done on your NSD's Spoon :doh:
Well done and thanks for running this months NSD thread xx :Afedupandskint wrote: »Another big thank you to Spoon for running this month's thread from me x
Aww.... thanks you lovely people:A:A:A I really appreciate that xxThe time you enjoy wasting is not wasted time
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Frodobaggins wrote: »Many thanks spoon for looking after us this month (and last) and for all your encouragement and hard work. :T:j:T
Frodo x.
Aww.... thanks Frodo:o. This challenge is full of lovely people like you so it's a pleasure running it xxEPIC fail on my NSDs target for the month!!! Better planning needed next time I think, see you all on the flipside!
Hmmmm....... now then Pips Mum I need to have a word with you about the use of the "f" word (as in "fail"), that's not allowed here. We don't "fail", we just "don't quite make our targets".
Good luck for September but you'll be in trouble if either BDINI or BigMumma see that "f" word again:D:D:DThe time you enjoy wasting is not wasted time
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butdoineedit? wrote: »Aaaaaaargh :mad::mad::mad::mad:
Thought i was having a productive evening, checked gas & electricity after price rises & i'm still on the cheapest tariff possible :j
Applied for a 0% for 16 months balance transfer credit card which i didn't think i had a cat in hells chance of getting & was accepted :j:j This means all my final bits of CC debt are on 0% & can all be paid off before the promo rates end if i stick to my budget :j:j:j
Then checked my bank balance & realised that it appears my tenants HB has been stopped (for my house back in my home town that is more trouble than it's worth but is in far too much negative equity to make selling an option), which leaves me nearly £400 a month short on my budget :mad::mad::mad::mad::mad:
That makes any dent in the CC's impossible till i get it sorted, which from previous experience could take forever, & worst of all now said tenant is refusing to answer the phone to me, which suggests she knows that this is happening :mad::mad::mad:
Not to mention i am staying at my friends this weekend for the annual local music event & although we don't spend too much i literally have nothing other than money to cover the bills
Thank god my boss is on a/l this week so at least i can call the council to investigate in the morning.
One step forward two steps back....
Thanks for the rant, feel better now getting it all out!!
Arrgggghhhhh BDINI, what a bummer, I'm so sorry:(:(
I hope the council sort it for you tomorrow, it could be a simple mistake, fingers crossed xx
Sending you a (((hug))) xxxThe time you enjoy wasting is not wasted time
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Hi lovely gang :A
Well the last day of August has arrived and I think we’ve all done pretty well NSD-wise. Loads of superheros adorning the front page and lots of “in-a-row” targets have been met also. Well done everyone, I think we all deserve a huge pat on the back:j:j:j
Lots more NSDs rolling in today and more targets tumbling. Well done everyone:
:j:j:jKeiss - for no 20 and target no 2 reached now, that’s fantastic!!!! :j:j:j
Batman is heading your way now, woohoo!!!!
Hope the decorating is going well?
:j:j:jChris - for no 23 and target no 2 reached now, that’s fantastic!!!! :j:j:j
Batman is heading your way now, woohoo!!!!
:j:j:jNargle - for no 12, that’s a great achievement for this month bearing in mind everything you’ve had to do.. well done!!
:j:j:jRonniesMummy - for no 2 and your target reached now, well done for your first attempt! :j:j:j
Superman is heading your way now, your first NSD prize!!
Pleased you’re feeling positive, keep posting on the September thread and I’m sure you’ll make your target x
:j:j:jdannie - for no 24, that’s a brilliant final total, well done!!
:j:j:jmarmite - for no 18 and your target smashed now, that’s fab!!!
Another prize is heading your way now.
:j:j:jIf - for no 17 and your target reached now, that’s fantastic!!!!:j:j:j
Superman is heading your way now, woohooooo!!!!!
Happy chocolate buying tomorrow x
:j:j:jBDINI - I’m going to say you’ve made your target of 18 as I think you counted no 13 twice when I hadn’t updated the front page so....
No 18 and your target reached now, that’s fantastic!!!!:j:j:j
Superman is heading your way now, woohooooo!!!!!
:j:j:jpinkfluffybabe - for no 21, target no 2 is well and truly exceeded now, that’s fab!!!
Oh dear, good luck with the MOT in September
:j:j:jFrodo - for no 17, your target is well and truly exceeded now, that’s fab!!!
:j:j:jalways poor - for no 15 and your target reached now, that’s fantastic!!!!:j:j:j
Superman is heading your way now, woohooo!!!!!
And no 18 in the bag as well so your target has been smashed as well, that’s fab!!!
A further prize is heading your way for that.
:j:j:jrobedha - for no 14 and and your target reached now, that’s fantastic!!!!:j:j:j
Superman is heading your way now, woohooo!!!!!
Yay!! to the bank holiday!!
:j:j:jL2B - for no 13 and your target smashed now, that’s fab!!!
Another prize is heading your way now.
And hello to:
SpendSpendSpend - oh dear, sorry about the lottery today, but you can’t take a chance and not do it just in case they win.... that would be awful!!!
You should be pleased with your final total, 18 is fantastic, well done!!:T
fedupandskint - if you escaped out of Mr T’s only managing to spend £1.89 I think you deserve a medal!!! :T Good news that you’re pleased with your progress this month and you like your prizes, fingers crossed for some more next month x
SillyBlondie - well done for the present today, if it was a good deal and something that you wanted, then it’s a bargain x:T
Red - sorry about the direct debits today but it’s good that you’re happy with your final number:T
No NSD for me today, a mega-spend day unfortunately:( but I'm happy with the 23 I have nabbed in August and looking forward to some more in September.
Off to update the front page now so I'll see you all tomorrow
'night everyone
spoon xx
The time you enjoy wasting is not wasted time
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Thanks spoon, yes, the conservatory is now red instead of yellow, and looks great!! :jStill needs at least one more coat of emulsion, before heading on to the gloss.
Thanks again for running this thread :T:T , quite a mammoth job to keep track of us all! Well done...you taking a rest in Septemer then?
13 projects in 2013: 7/13
Cross-stitch Club Member no 13
Weight loss since 24/06/2012: 30lb
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Thanks spoon, yes, the conservatory is now red instead of yellow, and looks great!! :jStill needs at least one more coat of emulsion, before heading on to the gloss.
Thanks again for running this thread :T:T , quite a mammoth job to keep track of us all! Well done...you taking a rest in Septemer then?
Oooh.... that sounds lovely Keiss, lots of work but it'll be worth it when it's done. Did you buy the flooring you showed us a picture of a month or so ago?
It's a pleasure, and thanks:D:D
BDINI very kindly offered to run the September thread so I thought I'd have a month off, though I'll still be around posting and offering the odd kick up the bum if needed:D
Hope your tooth is less painful and the anti-b's have worked?
spoon xxThe time you enjoy wasting is not wasted time
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DECLARING 22NSD FOR AUGUST :j
Been an up and down month in lots of ways cant sleep head racing and i got a bad cold have been reading all posts just not posting will try to post more in September2nd purse challenge no040£0 Sealed pot challenge ???? £2 trolley find not counting small coins till end year0
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