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Claim interest charges on DMP

Hi
New to this site and in need of some advise ,can anyone tell me if you can claim the interest back that creditors have charged you whilst are on a DMP
(Dept management programme) .
Looking to settle early with creditors but not sure to ask for a full and final settlement figure first and then try to claim back interest that they have charged ,as if I try and do it now they would proberly just add it again to the settlment figure ..any one please .

Comments

  • sgx.saint
    sgx.saint Posts: 1,615 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No.

    You cannot claim interest back.

    Not being offensive, but why should you be able too?
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi there and welcome

    I don't think you can claim interest, however, after you settle with the fulln and final payment, you can claim back any charges that you have incurred.

    I suggest after, because the creditors may decide to pull the plug on your DMP if you put a claim in while on it.

    Good luck!
    Leason learnt :beer:
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