What to do about daily fees?

Limmy

So I have two current accounts which I have overdraft daily fees coming off from on the 1st and the 3rd...

One is £55 and the other £54

I can't afford to pay either as I'm on benefits and I'm due to have this cause me to go majorly overdrawn and this is going to spiral.

I can't go out due to health reasons that I don't really want to go into and the only other option is to phone. I failed the 'security measures' on one of the banks phone banking services and they are highly unlikely to help much anyway...

What, if anything, can I do about this?

determined_new_ms

Limmy wrote: »

So I have two current accounts which I have overdraft daily fees coming off from on the 1st and the 3rd...

One is £55 and the other £54

I can't afford to pay either as I'm on benefits and I'm due to have this cause me to go majorly overdrawn and this is going to spiral.

I can't go out due to health reasons that I don't really want to go into and the only other option is to phone. I failed the 'security measures' on one of the banks phone banking services and they are highly unlikely to help much anyway...

What, if anything, can I do about this?

ok can you change bank accs to one which doesn't have a od, contact cccs or write and request a payment plan asking them to stop charging you & let you enter into a payment plan due to financial hardship?

just my initial thought. really wishing you the best of luck x

Limmy

Hi

Yeah, I'm actually trying to work out the best way forward with regards to payments plans etc. I am going to write them a letter (to arrange said plan - hopefully £1/month for the moment) but I've ran out of ink in the printer and can't get out anywhere to print them.

Would handwriting one of these letters be ok, any thoughts on that?

Thanks for your advice. I'm going to try and phone the second bank and see what can be done tomorrow (if anything).

katsu

Am sure handwriting would be fine as long as it is legible to read. Good luck.