Joint credit cards?

shayshay

Thankfully my sister in law is divorcing her good for nothing husband who all by himself has managed to rack up a fair amount on the credit card. It is her credit card but he was an additional card holder, she is going to cancel his card but is there anyway that she can do it so that she doesn't get lumbered with all his transactions or will this just be a lesson she will have to learn the hard way?

sophiesmum_2

sorry but the main card holder is legally responsible for all transactions on the account. She will just have to pay up unfortunately.

sophiesmum

Mike_St_Helens

shayshay wrote:

Thankfully my sister in law is divorcing her good for nothing husband who all by himself has managed to rack up a fair amount on the credit card. It is her credit card but he was an additional card holder, she is going to cancel his card but is there anyway that she can do it so that she doesn't get lumbered with all his transactions or will this just be a lesson she will have to learn the hard way?

She is lumbered im afraid. any trx after she has told the bank should be forfitted anyhows...

thesaint

Just to add. There is no way that she can do anything about it. The credit card companies make it clear that the original cardholder is reponsible for the entire debt, that's why they put it all on one statement.