Prudential (Scot Am) - Crystal ball required

nexus.sixx

Hi Folks
I have got 2 endowment policies that both mature next year. One in April and one in September. I have just received the yearly plan update which shows projected maturity figures which aren't what were originally envisaged but are roughly in line with what I have planned for. However, my big concern is with what is happening in the UK, Greece, Italy etc with regard to their respective economies. If the worst happens could I see my endowments lose as much as they did during the 2008-2009 black period when the projected maturity values dropped by over £7000 or due to new regulations etc are we more protected against such things.

I have also asked for some surrender figures which would leave me about £3500 down from the probable maturity values but at least I would get the money soon and would then not be exposed to whatever happens in the financial markets over the next 12 months.

thanks in advance for any help - comments etc