We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Confused now SOA vs CCA
dudley3012
Posts: 133 Forumite
Our ongoing saga with LTSB continues.
We have sent a total of three CCA requests, rec del with £1 po since february to LTSB, and Credit Security. Moorcroft recently took over the case and we wrote saying that the account was in dispute and we weren't entering into dialogue
Yesterday we reecived a letter on LTSB paper (badly scanned) and with Moorcrofts details on. It is basically tww lines outlining the balance and a £1 payment then a paragrahp saying we must pay. It is titled Statement of Account.
I am confused, we asked for a CCA not an SOA so what do we do now?
Any help appreciated
Thanks
We have sent a total of three CCA requests, rec del with £1 po since february to LTSB, and Credit Security. Moorcroft recently took over the case and we wrote saying that the account was in dispute and we weren't entering into dialogue
Yesterday we reecived a letter on LTSB paper (badly scanned) and with Moorcrofts details on. It is basically tww lines outlining the balance and a £1 payment then a paragrahp saying we must pay. It is titled Statement of Account.
I am confused, we asked for a CCA not an SOA so what do we do now?
Any help appreciated
Thanks
Sealed Pot Challenge # 1040 - Doing well 
0
Comments
-
Ignore it?
Presumably you aren't paying at the moment? If not and they are still in default of a CCA request you could just ignore them until they provide something (this was an account that was covered by the consumer credit act was it? - not an overdraft?)A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
It is a credit card and we ar enot paying at the moment as they would not accpet anything we offered, so, with the help of this board we are dealing with a lot of them. Most are being reasonable, but there is always one or two.
I am beginnning to lose the little patience I did have with them though.
So ignoring it is an option?Sealed Pot Challenge # 1040 - Doing well0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards