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SS's 2007 Debt Free Challenge

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  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    SuSu1871 wrote: »
    Hiya SS, you fabulous over-payer-of-debts, you! :wave:

    You're doing brilliantly! Gawd knows what I was thinking trying to keep up with you :confused: I've been beating myself up this month because I've only overpaid £300. To think that 7-8 months ago it wouldn't have even occurred to me to overpay!

    Keep up the good work :T

    Hey you're not far behind! You need to have a read of the matched betting newbies thread! ;)
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Well I've got another £98.94 of payments to come out by the end of the month so will be then! :D

    :T :T :T :T Fantastic! :) This last £1000 seems (for us lot!) to have gone down quickly!

    sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Sea78 wrote: »
    :T :T :T :T Fantastic! :) This last £1000 seems (for us lot!) to have gone down quickly!

    sea xxx

    Well being a true nerd I can tell you that I broke into the £18's on May 22nd!

    Sad ain't it? :rotfl:
  • PeachPickle
    PeachPickle Posts: 9,924 Forumite
    Bit nerdy that you know the exact date ;) , but the fact that you've gone down £1k in pretty much 3 weeks is mighty impressive :T :T
    DFW Nerd #104 I :heartpuls my Kitten :)and my hat :heartpuls
    OD Girls on Tour 08 - Barcelona - HUGE SUCCESS!
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    If you believe you can achieve innit!
    Sexy beer?
  • SuSu1871
    SuSu1871 Posts: 535 Forumite
    Hey you're not far behind! You need to have a read of the matched betting newbies thread! ;)

    I've done matched betting. Barring a few big bookies that I couldn't use (already registered), I made around £1,200 then ran out of easy bookies. Couldn't be bothered with the 10% deposit bonuses with ridiculous T&Cs. My own fault - too lazy!

    Mind you, £1,200 in about 4 months was pretty handy! I managed to overpay my debts by £1,600 last month, which is why I'm beating myself up over "only" £300 of overpayments this month.

    I think I can comfortably overpay by £250-£300 a month from now on. I should go easy on myself.

    Sorry - it's not about me is it!! Thanks for the tip about MB'ing, though. Anyone else who hasn't done it - I'd recommend it, although you really need to understand it before you start. My brother had to explain it to me quite a few times, then show me a few times, before it finally sunk in. Well worth it though :T
    £27k (excluding interest) paid off in 29 months
    Finally debt free!
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Bit nerdy that you know the exact date ;) , but the fact that you've gone down £1k in pretty much 3 weeks is mighty impressive :T :T

    Thanks and thanks! :D
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    SuSu1871 wrote: »
    I've done matched betting. Barring a few big bookies that I couldn't use (already registered), I made around £1,200 then ran out of easy bookies. Couldn't be bothered with the 10% deposit bonuses with ridiculous T&Cs. My own fault - too lazy!

    Mind you, £1,200 in about 4 months was pretty handy! I managed to overpay my debts by £1,600 last month, which is why I'm beating myself up over "only" £300 of overpayments this month.

    I think I can comfortably overpay by £250-£300 a month from now on. I should go easy on myself.

    Sorry - it's not about me is it!! Thanks for the tip about MB'ing, though. Anyone else who hasn't done it - I'd recommend it, although you really need to understand it before you start. My brother had to explain it to me quite a few times, then show me a few times, before it finally sunk in. Well worth it though :T

    Have you done the Sportingodds £25 freebie for 4 weeks?

    And the Coral games promo? £7.50 for 10 minutes work. Can do it at Eurobet aswell?

    Thats £115 odd already! :D
  • SuSu1871
    SuSu1871 Posts: 535 Forumite
    Have you done the Sportingodds £25 freebie for 4 weeks?

    And the Coral games promo? £7.50 for 10 minutes work. Can do it at Eurobet aswell?

    Thats £115 odd already! :D

    I've already registered with Sportingodds & Coral. Don't think I'd get another freebie :confused:
    £27k (excluding interest) paid off in 29 months
    Finally debt free!
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    SuSu1871 wrote: »
    I've already registered with Sportingodds & Coral. Don't think I'd get another freebie :confused:

    Sorry! Meant Sportingbet! :doh:

    http://forums.moneysavingexpert.com/showthread.html?t=444570


    And with Coral, there is a bonus for depositing and typing in the promo code. It literally only takes 10 minutes and you come out with £7.50 guaranteed. :D

    Read from post 279 onwards!

    http://forums.moneysavingexpert.com/showthread.html?t=104248&page=7

    Plus some little tips so you don't numpty it up like I did! :rotfl:

    Post 377 onwards! :D

    http://forums.moneysavingexpert.com/showthread.html?t=104248&page=10
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done on getting it down again! ;)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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