SS's 2007 Debt Free Challenge

southernscouser

Well isn't life a bundle of joy! :rolleyes:

What is there to report? :think:

B*gger all to be honest. Debt is going down slowly! Imaptience is going up quickly!

Made a couple of hundred this week from matched betting (thanks Jess :kisses3: ) which is good I guess. If I had any oomph I probably could have doubled that thanks to Cheltenham but hey ho!

Nowt much else to say! :undecided

God knows how I used to ramble on page after page! :rotfl:

Debts are as;

Egg (Limit - £500) 16.9% - £0
Capital One (Limit - £6,000) - £2,696.08
Morgan Stanley (Limit - £2,300) 5.9% - £1,878.31
American Express (Limit - £2,900) 4.9% - £2,340.91
Barclaycard (Limit - £1,750) 4.9% - £1,601.85
Tesco Loan 6.7% - £12,500.04

Total: £21,018.19

:doh:

GirlRacer_2

Hey mucker, glad your feeling better. Debt goes down an awful lot slower than it went up!!!!

Still, your getting there.

southernscouser

GirlRacer wrote: »

Hey mucker, glad your feeling better. Debt goes down an awful lot slower than it went up!!!!

Still, your getting there.

Feeling better? :eek: :rotfl:

Well bloody depressing ain' it? :rolleyes:

GirlRacer_2

Yeah. I'm at a complete standstill with paying things off at the moment. Really bloody frustrating. Had confirmation letter last week off Halifax from reclaiming some charges so am desperately hoping they will be in my account tomorrow so I can pay off the Next card. Will then move onto the Argos card.

Typical woman want everything yesterday!

spud30

southernscouser wrote: »

Feeling better? :eek: :rotfl:

Well bloody depressing ain' it? :rolleyes:

I think we all go through times when we feel like you do. I feel the same at the moment.

It will pass though hun, and you are doing really well

southernscouser

spud30 wrote: »

I think we all go through times when we feel like you do. I feel the same at the moment.

It will pass though hun, and you are doing really well

If I'm being honest this is the worst I've had it!

Even at the start I had optimism and a stride in my step! But right now? Nothing.

spud30

southernscouser wrote: »

If I'm being honest this is the worst I've had it!

Even at the start I had optimism and a stride in my step! But right now? Nothing.

Sounds like you've burnt yourself out hun.

You have achieved so much, but your 2007 challenge might be pushing things a bit too far.

southernscouser

spud30 wrote: »

Sounds like you've burnt yourself out hun.

You have achieved so much, but your 2007 challenge might be pushing things a bit too far.

It's not even the challenge to be honest. It was just something to aim for. I knew there was no realistic way of me doing it.

I'm just sick to the back teeth of this !!!!!!. I'd do anything for a second chance!

I'm all fought out right now!

spud30

southernscouser wrote: »

It's not even the challenge to be honest. It was just something to aim for. I knew there was no realistic way of me doing it.

I'm just sick to the back teeth of this !!!!!!. I'd do anything for a second chance!

I'm all fought out right now!

If only it felt this bad getting into debt eh hun.

We seem to take two steps forward and three back at the moment. We have been doing really well, but I found out this week that I earned slightly too much last year, and now owe over £3000 in tax credits.

I got a payment this week of £150, completely unexpected, and though, great...will pay it off my overdraft. Before the cheque had time to clear, my computer died so I had to get a new one. £150 plus this month's overtime gone.

:mad:

Mrs_Sparkle

SS I've never seen you this low. I had a little moment of my own earlier this evening when I forgot to confirm a bet- could have lost £458 and I just felt so low as MB is the only real bonus I've got to drive down these massive debts.

Don't give up... we're all in the same boat and you'll done so much good work so far.