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SS's 2007 Debt Free Challenge

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  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PeachPickle wrote: »
    Wicked! and even if you don't purchase a flat you can have an absolutely mega christmas :rotfl: Fingers crossed for tomorrow

    Well true i can certainly have a Christmas to remember in 2008 :D
    Savings Total so far for 2023: £8,062.58
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Well it's the last day of the month (no !!!!!! Sherlock :rotfl: ) and it's probably my favourite day of the month coz I get to go through my spending diary and see exactly what I blown and on what! :D

    I'm feeling the pinch a bit this month! :think:

    My account is currently about £1,200 overdrawn :doh: but thats only coz I'm waiting for £1,300 to come back from Betfair and a few other bits and pieces. I'm hoping to end the month in credit and intial calculations (how poncy does that sound? :p ) should have left me with nearly £200 left. God knows where that is! :rotfl:

    Anyways I'm talking sh!te again but Ihave resisted from buying some new footy boots :T (for the time being anyway).
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    well another month down, and your debt is going down as well! :) so smile! ;) x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    slowlyfading wrote: »
    well another month down, and your debt is going down as well! :) so smile! ;) x

    Cheers hun. :)

    And another month of my life that I'llnever get back! :rotfl:
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    well true, but that happens all the time! :) nothing to dwell on - you've got ages left in you yet ;) x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    southernscouser wrote: »
    Of course I don't mind V. :)

    £5,207.33 is credit card debt at the moment. I'm can pay a minimum of £700 a month towards it which will be £3,500. So I need to find an extra £350 a month to acheive that. Difficult, but I'll try! :D

    Thanks SS. That's a pretty tall order! :cool: Will you be able to find the extra £350 a month from MB?
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Verbatim wrote: »
    Thanks SS. That's a pretty tall order! :cool: Will you be able to find the extra £350 a month from MB?

    Hopefully! Maybe! I reckon £200 a month is achievable, plus hopefully some Quidco money and some ebaying and I get a £500 bonus in October aswell which will all help!

    Keep your fingers crossed! :)
  • spud30
    spud30 Posts: 16,872 Forumite
    It must be the time of year for feeling the pinch.

    Our car should be going in for repair next week, and I've worked out we have less that £300 to pay for it. How the heck did that happen.

    Dont think its enough somehow :mad:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    fingers crossed :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Well I know where all my money has gone this month seeing as though I've spent £2,322.20 and I only earn around £1,700! :rotfl:

    But that does include £1,339.03 in debt repayments. :T

    The good news is there is plenty of scope to make reductions! :)
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