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Will it work.......?

Hi everyone,

i need to pay my phone bill with my debit card on the 3rd jan, but money won't be in my account until 5th jan when i get paid, will i still be able to make the payment on the 3rd?

best wishes

Luke:beer:

Comments

  • pennylane99
    pennylane99 Posts: 5,783 Forumite
    1,000 Posts Combo Breaker
    depends on the card...if its an Electron....no it wont, as it checks the available balance first.
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    i wouldnt have thought so:(
    November NSD's - 7
  • Annie_Fanny
    Annie_Fanny Posts: 1,167 Forumite
    Depends on your financial situation...do you have an overdraft in place...etc?

    Can you ring the phone company and explain your situation and ask for a couple of days leeway?

    Annie
    "Debt makes plans for you" - A quote from my friend Catherine. How true!
  • Most payments are checked immediately so if the money isn't there and you don't have an overdraft then the payment won't be authorised.

    Could you ask your phone company to take the payment on 5th or will that incur extra charges?

    Or can you ask your bank to authorise a short term overdraft facility?
  • beanielou
    beanielou Posts: 98,801 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Certainly not if you are with LLoyds TSB
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
  • Not if you're with RBS either.
    Due-30/05/07:happyhear
    As of 06/01/07

    RBS=£15,209.04
    Direct Line=£2,477.16
    Amazon=£5,000
    Blackhorse=£1,053.40
    Tesco Loan=£13,983.60
    Overdraft=£2,000

    Total=£39,723.20
  • K9cuddles
    K9cuddles Posts: 2,202 Forumite
    It could be possible if you have a OD even if it takes you over your limit.. butyour get a nice £25 charge no doubt!
    Official DFW Nerd Club - Member no. 092

    ::£2 - CSC - Terramundi is filling up!! :: Joined 3/3/06 :: 5/2/07 - 835kg + £280 Banked!!::
    ::5p,10p & 20p - Savings Tin :: Founded 9/4/06 :: 23/3/07 - 3.2kg ::

    Lost to date - 9kg (22/8/06) Next weigh in 2007!!
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