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How Much Additional Debt Have You Accrued.....

2

Comments

  • Nothing

    I am so pleased that this is the first Christmas for a long time that I haven't added anything to my debts. I used a credit card as I did a lot of online shopping but December's statement was paid in full and the money for January's is in a savings account.

    I've kept a note of the ways I achieved this to inspire me for next Christmas when I hope to spend even less actual cash.
  • Callisto
    Callisto Posts: 928 Forumite
    140 quid! :mad: At least half of that amount is OH's which he is going to pay for. It has accrued on an old high interest credit card - I had already balance transferred everything off it and meant to close that account, but forgot and there was still a dd set up to take 30 a month (sorry pound sign key not working!) Haven't got enough in the budget to get it cleared at the moment, but it should be gone in the next 3 months, and then that card will definitely be closed and cut into the tiniest pieces imaginable!!
  • kuohu
    kuohu Posts: 913 Forumite
    Part of the Furniture
    During the year I had to take out an additional £1000 loan for a new car, but my nett debt this year is £3500 less than it was at the start of the year. (As reported in the other thread).

    So I guess that's another £0 from me, right?
    DFW Nerd 035
  • poppy_f1
    poppy_f1 Posts: 2,637 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    extra £250 from littlewoods cataglouge although that did pay for a new camera, mobile phone and a pair of trainers but im over 1k down on credit cards so not a big rise
  • K9cuddles
    K9cuddles Posts: 2,202 Forumite
    £0.00! :)Thanks MSE!!!
    Official DFW Nerd Club - Member no. 092

    ::£2 - CSC - Terramundi is filling up!! :: Joined 3/3/06 :: 5/2/07 - 835kg + £280 Banked!!::
    ::5p,10p & 20p - Savings Tin :: Founded 9/4/06 :: 23/3/07 - 3.2kg ::

    Lost to date - 9kg (22/8/06) Next weigh in 2007!!
  • themaccas
    themaccas Posts: 1,453 Forumite
    0.00
    For the first time in years!
    Debtfree JUNE 2008 - Thank you MSE:T
  • saubryn
    saubryn Posts: 610 Forumite
    None :)

    Only paid off around 1,500 - but at least its going down, not up :)
    DFW Nerd No. 140 :)
    Status as of 30/11/12
    [strike]Rent 2500 Council Tax 800 NlPower - 800[/strike][SIZE=-2]:j IF - 8000 :(British Gas - [strike]112[/strike] - 102 Lloyds - 1123
    Barclays - 306 Barclaycard 1,123 HSBC - 200 Capital 1- 400 Barclayloan - 4500[/SIZE]
  • :beer: I've not taken on any additional debt since I paid £15K off. I still have £18K debt spread over O/D and a loan and £650 & £520 left on two credit cards but that aside this is the first Chritmas in a decade I haven't used a credit card for presents.
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    About £1k on car expenses but it's all 0% and will be cleared by July :)
    No longer using this account for new posts from 2013
  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    £0.00. I've taken out 2 new CCs but they were for 0% balance transfers and I haven't spent anything on them.
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
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