We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Help - Lowell Group and now JBDR threat
Kilmaley01
Posts: 273 Forumite
Hi, I posted a long time ago about Lowell group chasing me for a debt I had no knowledge of and sent them the prove it letter. After this I have heard nothing for almost 10 months. Then in the last week I've had 3 voicemail messages left on my home phone...computer generated messages....and today the following email.....
URGENT
Client: Lowell Financial Ltd (New Rate)
Debt Outstanding: £606.76
JBDR Ref:*******
Our clients have instructed us to collect the above outstanding debt as you have failed to make arrangements with them to pay it.
We therefore require the immediate settlement of this debt in full.
[
Contact us immediately on telephone number:
+44 (0) 141 354 6630
I honestly don't know what this is for - I don't know who these people are and I don't know what to do next. Where did they get my home number? Where did they get my personal email address? Please please advise what I should do.....I was harassed in the passed by Lowell and now it appears these people want to do the same.
Gromit x
URGENT
Client: Lowell Financial Ltd (New Rate)
Debt Outstanding: £606.76
JBDR Ref:*******
Our clients have instructed us to collect the above outstanding debt as you have failed to make arrangements with them to pay it.
We therefore require the immediate settlement of this debt in full.
[
Contact us immediately on telephone number:
+44 (0) 141 354 6630
I honestly don't know what this is for - I don't know who these people are and I don't know what to do next. Where did they get my home number? Where did they get my personal email address? Please please advise what I should do.....I was harassed in the passed by Lowell and now it appears these people want to do the same.
Gromit x
0
Comments
-
Send them the prove it letter again, preferqably with a copy of your previous communication and a note to add that if you hear anything more from them you will report them to the OFT, unless they prove the debt.
Lowell are reknowned for buying statute barred debt by the dway, so pay nothing even if they send you paperwork. Come back here.If you've have not made a mistake, you've made nothing0 -
Thanks RAS, I have copies of the previous communication so I will do this. Do I just send copies and the prove it letter as a response to the email, or would you suggest sending the prove it letter and attachments via royal mail?
Appreciate your help...and great to see you are still on here helping people.0 -
Use royal mail.
The best option is to send two copies from different post offices, with a certificate of posting in each case. Judges always assume that one of the letters got there.If you've have not made a mistake, you've made nothing0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards