📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

How long does an authorisation hold last on a debit card payment?

I recently tried to purchase some clothes from a US website, however during the checkout process the site crashed. The amount i'd spent was taken away from my available balance, however my order hadn't gone through, and the company had no record of me. They said the transaction wouldn't go through and the funds would be released back into my account.

How long should this usually take to happen?

Thanks!

Comments

  • pmduk
    pmduk Posts: 10,741
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Forumite
    Varies from bank to bank. Anything from 48 hours to 10 days. Best to talk to your own bank/branch to check their timescale.
  • hippey
    hippey Posts: 849 Forumite
    Forever!






    Not really, 10 days maximum but will more than likely clear down when the retailer reconciles that day.
    These are my thoughts and no one else's, so like any public forum advice - check it out before entering into contracts or spending your hard earned cash!

    I don't know everything, however I do try to point people in the right direction but at the end of the day you can only ever help yourself!
  • fs110
    fs110 Posts: 37 Forumite
    Have things changed? Should be 3 working days. Or get them to fax your bank confirming they dont intend to take the payment and bank can release it

    (this might be tricky with them being US though).
  • rich_shot2003
    rich_shot2003 Posts: 2,220
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    This has happened with me when i have booked Train Tickets online and the hold has been 5 working days.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.9K Banking & Borrowing
  • 255K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.4K Work, Benefits & Business
  • 606.1K Mortgages, Homes & Bills
  • 179.1K Life & Family
  • 264K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards
Quick Search

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.