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loan to someone who cant afford it??

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Comments

  • Apples2
    Apples2 Posts: 6,442 Forumite
    Do you reckon this field has a stream running through it, over the stream is a bridge, under the bridge on the bank is the OP's house?
  • LovelyLeeds
    LovelyLeeds Posts: 584 Forumite
    Part of the Furniture 500 Posts Photogenic Combo Breaker
    Apples2 wrote: »
    Do you reckon this field has a stream running through it, over the stream is a bridge, under the bridge on the bank is the OP's house?
    trip trap trip trap.... :cool:
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    edited 27 July 2011 at 4:06PM
    Saying all that, camping is a licence to print cash.

    Find some God forsaken field in the middle of nowhere, build a very primitive "toilet block" and the watch the cash roll in as you charge poor saps £20 per night to get bitten by swarms of unknown insects, have their tent unrinated on, get woken up by people driving round the field like loonies and just generally have a miserable time.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • RichGold
    RichGold Posts: 1,244 Forumite
    1,000 Posts Combo Breaker
    Apples2 wrote: »
    Do you reckon this field has a stream running through it, over the stream is a bridge, under the bridge on the bank is the OP's house?
    http://www.youtube.com/watch?v=SaoxI1DO6Sk
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • antrobus
    antrobus Posts: 17,386 Forumite
    Bradani wrote: »
    my husband a few years ago was on his computor looking at his bank account page and a window opened up and got his attention, saying he had been preapproved for a loan of £12,000 and all he had to do was press a button and it would immediatly be in his account,....

    OK (clears throat) let me make one suggestion; it's just possible that your husband, who was minded to "keep it a secret', hasn't actually been 100% honest with you regarding how he obtained this loan.

    But never mind; it's your husband's debt not yours, so arrange for him to contact a debt charity such as the Consumer Credit Counselling Service, who will help him sort it out.
  • roh999
    roh999 Posts: 2,264 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Bradani wrote: »
    my husband a few years ago was on his computor looking at his bank account page and a window opened up and got his attention, saying he had been preapproved for a loan of £12,000 and all he had to do was press a button and it would immediatly be in his account, as he was disabled and on income support and only had one of the simple bank accounts the government allowed such people to hold, and all his benefits were being paid into his account, has the bank any responsibility in this, i did not know about this as he kept it a secret. We bank seperatly as he is notoriously bad with money, he suffers with severe depression and has frittered it all away. we hav e had severe problems trying to pay it. can anyone help.

    hi,sorry to hear he is having problems paying this back,just a quick question from me,did he have problems spending it?????
    Im known as the 'Fixer' if you have a problem,come to me and i can fix it for you.
  • iluvmarmite
    iluvmarmite Posts: 589 Forumite
    How the hell could he get that much when he is on IS and other benefits anyway? Surely he would have had to fill out a form for this loan and his income would not have been no where near enough to cover the repayments
  • RuthnJasper
    RuthnJasper Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    In answer to the OP's original post, I, myself, have severe and debilitating depression.

    I am endeavouring to conquer the illness with medication and therapy but it is NEVER easy. Indeed, were it not for my dog Jasper, I would now be only a distant memory. Genuinely - and as recorded in my hospital consultants' medical notes - he has saved me from my attempts on my own life on no less than three occasions (on a purely literal basis - I don't count here the companionship, support, and affection with which he provides me every single day).

    But - despite everything - I have never felt tempted to click on ANY web-link that offers me a loan of £12,000.

    OP - I wish you and your OH happier days. But there is only ONE person responsible for the situation in which you find yourself - and that is the individual who clicked on the link, signed their acceptance of the loan-provider's terms and conditions, and pocketed and spent the provider's money.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    more to the point as you ar married, has he declared the caravan site to the benefits? Sure they would be intrested
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • ILW
    ILW Posts: 18,333 Forumite
    KingElvis wrote: »
    Saying all that, camping is a licence to print cash.

    Find some God forsaken field in the middle of nowhere, build a very primitive "toilet block" and the watch the cash roll in as you charge poor saps £20 per night to get bitten by swarms of unknown insects, have their tent unrinated on, get woken up by people driving round the field like loonies and just generally have a miserable time.

    I believe there is a massive site in Essex where about 1000 "travellers" are about to be evicted. This could be a great opportunity for the OP.
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