We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Putting in an offer today... HELP!

I think I've got my head around all the mortgage stuff now but it's come time where we are to put an offer in for a house.

We have a deposit of £10k and have a mortgage application in progress with halifax (our advisor suggested this as we could take advantage of the vendor gifted deposit providing we started our application before today).

What should I expect from our meeting today? She said we'd iron out the details of the house we wish to purchase and also the mortgage deal.

Are there any important questions to ask today or details to sort out that a FTB may not think about?

Comments

  • If you have a good advisor they should talk you through everything and explain everything so you can understand.

    The best thing to probably remember is you have until your mortgage starts to arrange insurance's etc, so don't just jump in and do what ever they tell you. Think about what you need and what is most important to you.

    Good luck x Sarah
    :)I am a Mortgage Adviser. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.