Monday 25th July 2011 - What Small Things…..

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :money:

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.!

So be proud of those small steps, they really are important.

Morning all,

Thought I’d start us all off today then I can start work

Today I have/will
• Will have a NSD – bought lunch and snacks with me so no need to buy anything
• Do any surveys in my mailbox
• Look for MS jobs
• Meals from stores
• Checked my online banking – no change
• At lunchtime, see how my auctions are doing
• Check Quidco
• Use my inhaler and take medicine to help with breathing/reduce coughing!
• Charging phone at work
• Breakfast at work (using their milk)
• Think positive today
• Read newspaper online
• Read the freebie paper on the train
• Need to check out the freebies and the competition boards
• Enter comps online
• Drink plenty of water
• Take meds and vits to control hormones
• Update food diary (online and paper copy)

Will see what happens....

Take care everyone
Candy xxx

ixia

morning everyone

Candy- thanks for starting us

Today I will:

• Wash all bedding and out to line dry
• do any surveys available to me
• sort out banking and move money around to pay some bills
• check e-mails
• dinner and lunch from stores
• try to find a way to remove dirt from fingers spent most of yesterday weeding but have scrubbed my hands and they still look dirty.
• go to bank/shops to put holiday films in to be developed
• Get son to call bank- transaction on his account he doesn't know what it is- he was at TITP when it was made and he said he definitely didn't us his card :eek:

Have a good day everyone

Yargo1

Morning all
Today I will:
Check banking
Hang out washing on line
Pay chi in at lunchtime

And try to sparkle even though I hate Mondays!

Amara

Hello!
Today, I'll:
-go to my two customers
-do paperwork for my business
-then I'll see
See you soon!

littlepinkstars44

Morning all! Woke up loaded with the cold this morning

Today I will:
Check banking
Check Onepoll
Working 12pm-9pm

Tebheag

Good Morning
Hope your feeling better littlepinkstar soon.

Done all ready thanks to kids waking me up

Water garden (all the extra watering is paying of got about 6 cucumbers about ready to pick )!
Wash towels from water park yesterday and anything else Already online drying
Walk dog locally
Checked surveys
do all washing from roast dinner last night
Put ironing away love just leaving it in baskets and finding it all waiting to be put away in the morning (DH does it at night)
pack day bags for kids DH taking them to ML so we can have some time togeather.


Still to do
Go out for brunch with DH (he has taken the day of so we can spend some time togeather with two wee ones this never happens)
Go to see a film
finish any house work off
Do some work.

Hope you all have a lovely day x

Wannabe01

Good morning everyone. Its another lovely warm day here. Is it quiet on here this morning or is it just that I am earlier than usual?
Candy – Thanks for starting us off today.


My list for today:

• [STRIKE]Catch up with emails [/STRIKE]
• [STRIKE]Check one poll[/STRIKE] Earned 10p
• [STRIKE]Check pure profile[/STRIKE]
• [STRIKE]Complete any available surveys[/STRIKE]
• [STRIKE]Daily clicks[/STRIKE]
• Catch up with mates online
• Do some marketing work
• [STRIKE]Chase up unpaid invoices[/STRIKE]
• Do work for clients
• [STRIKE]Quick shower[/STRIKE]
• [STRIKE]Bath dd[/STRIKE]
• Do some of the ironing pile
• Remind DH to look at car
• Do some work on blogs
• Do required ms work and look for more
• Post the book that sold on GM
• [STRIKE]Take kids for a walk[/STRIKE]
• [STRIKE]Check ebay and sort account[/STRIKE] Items are being watched but still no bids.
• [STRIKE]Collect medicine for dd[/STRIKE]
• [STRIKE]Return library books so that I do not get a late fine[/STRIKE]
• Clean and tidy the living room and office
• [STRIKE]All meals from stores[/STRIKE]
• [STRIKE]Take dd to the baby group[/STRIKE]

Oh my I didn’t realise I had so much to get done today :eek:, I guess I best get busy.

Karb

Morning everyone. Thanks Candy for starting the thread

Back to work after a weekend in the dales for my stepmother's birthday.

Got a small payment from the sale of my Gran's house yesterday. Its a shame when loved ones die, but the money will be a godsend during the school holidays.

Today I have/will
Showered using free toiletries
Checked online banking
Charged phones on the train
Free newspapers on the train
Superglued the sole of my shoe, will hopefully last me til at least payday now!
Lunch from home
Dinner with free vegetables from my stepmother's garden
Bedding washed and on the line to dry.
Crack on with library book, its due back on Saturday, and I'm only about half way through it

sibles

Hi guys
Hope you are all well? Pinkstar I hope your cold feels better soon. Karb I'm sorry for your loss.

So, I've got an extra day off, took friday and monday off as we had guests over the weekend and have loads of holiday. So I'm having a me day today, I've got to see the hygeinist in a couple of hours, so a trip into town. I've already caught up with some TV and we're onto the 3rd load of washing.

So today I have/will:

dinner/lunch from stores
list 3 pairs of shoes and a dress on ebay
will bus in and out from town with bus pass
dentist is budgetted for
not spend ANYTHING else
if i can find a stamp post my friends birthday card
chased about getting our door fixed
work out budget for next month (payday on wednesday)

i can't think of much else, I'll probably allow myself some more TV when I've listed stuff on ebay after the dentists.
Have a great day everyone xxx

stitching_witch

Didn't get chance to post before leaving this morning as I had to drop my boss' car in for MOT. I hope it passes as I want to borrow it for another month.


So far today:

• ran DW overnight on Economy 7
• made sourbread dough and left it to rise whilst I'm at work
• fed and watered the chickens
• made lunch and snacks to take to work
• dropped car in garage for MOT
• did 30 minute walk from garage to colleague's house - free exercise
• got lift to work from work colleague

I will also:

• stitch at lunch time to avoid the shops
• get lift back to garage saving on bus fares
• make dinner from left over chicken
• bake bread this evening
• possibly batch cook whilst the oven is on for the bread
• draft another corset pattern
• have an NSD
• sparkle at work

I've managed to convince my boss to do internet banking and was able to send the salaries via transfer on Friday as I was told to allow up to 5 working days. Mine has gone into my bank today :j

catch up with everyone later, stitchy x

little_pink_purse

Evening

late again

today
check banking
lsd £11.08
tidy up
do some ebay

xxx