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Smile credit card paid off does this close automatically
Lulee36
Posts: 197 Forumite
Hi
I have been on a dmp for sometime now and finally started to pay off some small accounts one being my smile visa.
I have logged on after 2 weeks of clearing the balance and the account is still showing active with a zero balance not sure if I need to inform smile to close the account or will it be done after a set period of time ?
If anyone could comment if they have done similar in the past
Thanks in advance
I have been on a dmp for sometime now and finally started to pay off some small accounts one being my smile visa.
I have logged on after 2 weeks of clearing the balance and the account is still showing active with a zero balance not sure if I need to inform smile to close the account or will it be done after a set period of time ?
If anyone could comment if they have done similar in the past
Thanks in advance
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Comments
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You need to contact them and ask them to close it if you want the account closed. Get it all in writing too.0
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Thanks if this is left open would it look better on my credit file. I have no card or anything so can't use it0
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I'm not entirely sure, someone who knows will be along soon no doubt
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If you have paid it off with no problems it will actually look better on you credit file and there will be no penalty for closing it. I would close it anyway so you are not tempted to use it!'Bird bird, bird is the word'Long Haul Supporter's Thread no.269The RamonesPresent debt £224365.56Debt free June 2016
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