We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Smile credit card paid off does this close automatically

Hi

I have been on a dmp for sometime now and finally started to pay off some small accounts one being my smile visa.
I have logged on after 2 weeks of clearing the balance and the account is still showing active with a zero balance not sure if I need to inform smile to close the account or will it be done after a set period of time ?
If anyone could comment if they have done similar in the past

Thanks in advance

Comments

  • thesim
    thesim Posts: 411 Forumite
    Part of the Furniture Combo Breaker
    You need to contact them and ask them to close it if you want the account closed. Get it all in writing too.
  • Lulee36
    Lulee36 Posts: 197 Forumite
    Thanks if this is left open would it look better on my credit file. I have no card or anything so can't use it
  • thesim
    thesim Posts: 411 Forumite
    Part of the Furniture Combo Breaker
    I'm not entirely sure, someone who knows will be along soon no doubt :)
  • If you have paid it off with no problems it will actually look better on you credit file and there will be no penalty for closing it. I would close it anyway so you are not tempted to use it!
    'Bird bird, bird is the word'
    Long Haul Supporter's Thread no.269
    The Ramones
    Present debt £224365.56
    Debt free June 2016 :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.