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Confessions of a mortgage-spreadsheet-a-holic

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Comments

  • fishfins
    fishfins Posts: 162 Forumite
    Well I was heading for a NSD today until I forgot to take my lunch to work :mad:. Still, it only cost me 83p!

    I also paid the £100 overpayment from last month (pay-day month I mean) into my mortgage. It made me laugh, the lady had to check if I had enough allowance left for the year, she said "you can only pay £10,300[ish] into it this year". I wish :D
  • fishfins
    fishfins Posts: 162 Forumite
    I joined GTM today to get some cashback on topcashback, but when I looked into it I realised your points equal dollars. Can anyone tell me how they pay out? Thanks! :)
  • It is a cheque in your local currency when you hit $50 (1000 points. ) I joined last December and hit payout today for the first time. I wasn't very dedicated at first though, so I hope my next cheque will be quicker.
  • fishfins
    fishfins Posts: 162 Forumite
    It is a cheque in your local currency when you hit $50 (1000 points. ) I joined last December and hit payout today for the first time. I wasn't very dedicated at first though, so I hope my next cheque will be quicker.

    Thank you :) I think I'll give it a go!

    NSD yesterday and today :D
  • fishfins
    fishfins Posts: 162 Forumite
    I did something really stupid today. I dropped my iphone in the toilet :(

    The screen went mad then it turned itself off, it's now in a air-tight box full of rice, couscous and one packet of silica gel sandwiched between two hot water bottles but I don't hold out much hope for it!

    I'll be really sad to lose it if I can't get it working, it's got some photos on it that I really don't want to lose. Not to mention the cost of buying another!
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Ouch. Hope it recovers. Aren't the photos backed up on your computer? When I had an iphone it used to sync the photos.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Hi fishfins...just to let you know i done something similar a while back with my phone and it took a whole week to dry out but now works fine so dont give up hope :D
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    fishfins wrote: »
    The screen went mad then it turned itself off, it's now in a air-tight box full of rice, couscous and one packet of silica gel sandwiched between two hot water bottles but I don't hold out much hope for it!
    I wasn't sure when I read that bit if you wanted to dry it, or make a risotto out if it???

    I almost dropped mine in a huge puddle yesterday - is this a tried and tested way of drying them out then?
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • fishfins
    fishfins Posts: 162 Forumite
    Lois_E wrote: »
    Ouch. Hope it recovers. Aren't the photos backed up on your computer? When I had an iphone it used to sync the photos.

    No unfortunately, it never did back the photos up. Not sure why if your's does though!
    Hi fishfins...just to let you know i done something similar a while back with my phone and it took a whole week to dry out but now works fine so dont give up hope :D

    Thank you, that makes me feel a lot better! :o I really hope it's going to work!
    I wasn't sure when I read that bit if you wanted to dry it, or make a risotto out if it???

    I almost dropped mine in a huge puddle yesterday - is this a tried and tested way of drying them out then?

    :rotfl:Yes it is, the rice is to absorb any moisture that comes out of the phone. Silica gel is the best thing to use but I only had one tiny packet, if you don't have silica gel you can use rice. I just threw the couscous in as an extra because it absorbs water so quickly when you cook it! There must be a lot of liquid in it though because I'm still getting steam on the lid of the box :(
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Maybe I'm getting muddled and my iphone didn't back up photos. I thought it did. I only had it for a few months but didn't get on with it, so passed it on to someone else and got an android instead. I got the iphone second hand so I didn't lose too much on it. I'm not entirely happy with the android either, though. Can't afford to change it for a while, so I'm putting up with its irritations.

    My only tip about wet phones is not to try switching it on until you're sure it's really dry. That applies to computers and anything else electronic too.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
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