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babysteps

babysteps24
babysteps24 Posts: 256 Forumite
in Mortgage-free wannabe
:rotfl:
hi guys, i am now debt free and plan to start making overpayments to my mortgage, it wont be a lot monthly maybe only £50 or so but I am hoping to supplement that with birthday/christmas/cashback and any unexpected money (LOTTERY WIN - PLEASE PLEASE PLEASE:j) Anyway just wanted to say hi, i enjoy reading all the diarys, great inspiration guys

Comments

  • CathT
    CathT Posts: 7,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good luck, there's some great ideas shared on this forum.
    Nov 2025 - part 1 - £13,878 part 2 - £20,953 Total - £34,832 24 months to go!
  • originalmiscellany
    originalmiscellany Posts: 1,655 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Welcome - you're right CathT - I've taken on board loads of ideas here, cooking, saving etc, and over time it really does make a difference. Good to see you making positive steps babysteps (pardon the pun).
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045
    Aims: 1) To pay off mortgage within 20 years - 2037
  • goobergirl
    goobergirl Posts: 119 Forumite
    Part of the Furniture Combo Breaker
    Welcome and good luck.

    The Old Style thread (if you haven't already discovered it's delights....) is great for money saving / frugal ways!
    :beer::beer:
  • babysteps24
    babysteps24 Posts: 256 Forumite
    thanks guys, been on the boards for hours looking for ideas so glad I discovered it, done some cashback stuff so if it tracks ok ill have £150 to put to overpaying :j
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