Thurs 21st July - What small DFW things will you do today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Morning everyone:j
Flying in the room today...not got my face on or dried my hair so will post my list and run!
Hope all well....I had a rubbish night sleep - but only 2 days of work left until the 6week hols so I'll manage:T
Here's my list:

• check banking - move TCs about
• check onepoll - on £39.50 and can't seem to get any further:rotfl:
• lunch from home for me
• packed lunch for dd2
• meal from plan tonight - chicken pasta bake
• chicken is in fridge defrosting
• washing on line
• buy big bags of sweets for the kids at school tomorrow
• early night:o

Ok, that's my lot. Have a fabby day everyone:beer:

Nottoobadyet

Thanks for starting us, Pix!

Crazy day planned today - loads of work on, but then I get to leave and go straight to the bus for a long weekend in the west of Uganda for my birthday tomorrow. YAY! Not really a romantic break with boy as we'll be going with others, but at least it will be a chance to spend some time together :A

23 has been a crazy, crazy year but I am really looking forward to 24

Anyway, today:

• packed this morning
• going out to give interview for doccumentary this morning
• work on getting things sorted for a consultancy gig next week if possible - should mean a few hundred extra quid if I can manage it
• try to multitask during interviews this afternoon
• lunch provided by work
• get on the bus and go to Fort Portal tonight

determined_new_ms

morning pixie & everyone who follows :wave: thanks for starting us off pix
I too need to get mmy skates on, but I am officially in holiday mode already!

Today:

• check banking
• did VSP as I won't be around tomorrow :j
• brekkie, lunch, sarnies for the trip all from stores
• work reasonably hardish
• take book to read on the ferry & drinks
• hang up washing indoors
• take elce & gas meter nos
• check onepoll
• print off CC state at work
• read Martin's email

ok that's me! Have a lovely week everyone. See you next week!

tigermoon

Hi pixie, thanks for starting the thread! That's brilliant about your 6 weeks off, am v. jealous Hope weather is good for you!

Morning to all regulars and new people who post today.

Well I am making good progress with the first draft of my chartership report, reckon I am about 85% of the way there with it. Hopefully I'll get it finished and sent later on today...then I can enjoy the rest of my week off. :beer:

Today's list:
Check banking and update spreadsheet DONE :eek: 5 days to payday
Ring Natwest for up to date balance
Batch cook veggie chilli
Breakfast at home
Packed lunch made from stores
Ring up direct debit people to change bank account details
Drop off travel cot borrowed from friend
Put £40 of petrol in car
Go to aldi for a top up shop

I'm sure there are others I can't think of just yet...hope everyone has a great day xx

determined_new_ms

Happy birthday for tomoz NTBY! I forget that you're still a spring chicken!

And wow I just saw your sig, that deposit is really coming along quickly! x

Tebheag

Good Morning
thanks for starting us of today Pixiechick. 6 weeks off how nice would love that I never have time off as work every week self employed so hols no pay and had to lower my rate so lost my part i saved for them aaaah

Today Check bank Done
Check survey Done Still waiting for last £1 to be credited to get voucher been waiting ages
Do some baking Ran out of goodies but got lots of ingrediants in to do cooking
Make some jam if plems still ok
Try and do some work tonight even an hour is good. help to pay debt
Pay change into bank for my mum and transfer to her account already transfered.
Take kids to the park
check garden see if any cucumbers are ready !
If weather gets better do some washing

Hope you all have a lovely day nearly the weekend yippeee
x

Karb

Morning all. Thanks Pixie for starting us off. Hope you enjoy your 6 weeks off. Anything planned?

NTBY hope you have a fantastic birthday. How i wish I was only 24. My next birthday is one of those horrible "milestone" ones!

Hope everyone is ok. my throat feels like i've swallowed a hedgehog!
Bought loads of reduced priced goodies at Sainsburys last night, so freezer is looking a little healthier.

On the early train today, so drove to the station instead of walking, but at least the parking is free.

Today I have/will
Showered using toiletries from my recent hotel stays
Checked online banking
Transferred money from savings account to current account ready for bills going out
Free coffee and biscuits from my friend in the first Class lounge at the station
Charged phone on the train
Free newspapers on the train
Lunch from home
Free tea/coffee at work
Geocaching in my lunch break, if the weather is dry

Think thats about it for now. Have a great day everyone.

runninglea

Hi all

- Got up at 6.30 to cycle the 15 miles to work saved 30 miles of petrol plus when I get home dont need to run.
- Have free tea/ coffe at work
- brought lunch with me in rusksack on bike
- charge phone up at work
- listen to cricket at work
- check bank ensue wages have gone in (they should have as I do them)
- transfer money
- collect couple of cheap chad valley items from argos

I think that is about it

stitching_witch

Morning everyone, and thanks to pixie for starting us off today. I used to love working term-time only but that was in another life many moons ago......


So far today:

• ran WM overnight on Economy 7
• had a 6 inch deep bath before at 6.45am so water coud reheat on Economy 7
• fed and watered the chickens
• hung HC on airer as unsure of the weather today
• checked banking
• checked surveys
• breakfast from stores - natural yogurt with sliced banana and ground almonds sprinkled on top
• made lunch to take to work

I will also:

• charge phone at work with boss' blessing :A
• take a bag of books to the charity shop
• leave my purse in the office so I don't get dragged into the bakery
• keep an eye on surveys
• re-jig budget tonight to take account of DH's potential wages
• dinner from stores - spaghetti carbonara using our own fresh eggs :cool:
• try to enjoy the day

Well, DH left the house at 6.40 for his first day. Let's hope this job lasts more than a week.

stitchy x

La_escocesa

Hello there my lovelies :hello:

Here's my list for the past few days in Ally's style

Cheapo porridge brekkie with local honey. mmm.
HM lunch
£2 coin into savings…and then given to OH for his bus fare! tut tut, he owes me big time...:p
Ate omelettes so we could use up bits and pieces of veg and salad in the fridge
Bought un-branded paracetamol and ibuprofen - total of 46p, rather than £3! - was funny, OH got ID'd - if you look younger than 25 you've got to prove you're over 16!! He was quite chuffed to show he's 32! :rotfl:
Did a bit more packing/organising for our road trip!
Read some more of Emma
Working a bit too hard for my liking but gonna slog through…
Put a couple of slices of lemon in my free sparkling water from work - oh the small things make my day brighter :cool:
Yoga tonight - fill water bottle up at the venue
Look for some decent cheap wellies… I'm not really a welly buyer - is it something where you really get what you pay for or do you think cheap ones are just as good…???

littlepinkstars44

Morning everyone! I hope everyone is having a good day so far.
It's my best friend's 21st today!! And my mum is coming home from holiday tonight! I can't wait to see them, they were meant to be back on Monday night but my brother ended up in hospital over there for a few days!

Anyhoo today I will:

• [STRIKE]Check Banking[/STRIKE]
• [STRIKE]Check Onepoll[/STRIKE]
• [STRIKE]Check Ebay Listings[/STRIKE]
• Package up Ebay sales (though don't think I'll get to post office till Monday)
• [STRIKE]Quick tidy up[/STRIKE]
• [STRIKE]Hoover[/STRIKE]
• Bins out
• [STRIKE]Organise friend's birthday pressies to take to work with me[/STRIKE]
• [STRIKE]Organise sister's birthday pressies to take to work with me tomorrow (dad picking me up when I finish tomorrow)[/STRIKE]
• working 3pm-9pm
• out for a few drinks for friend's 21st