Mis Sold Blackhorse Loan

27col

As I have said before. I think that it is outrageous that lenders should expect to get back the loans that they made, from the borrower or the guarantor. Especially when they have made no provision for the borrower to get the loan "voided".

KingElvis

I'll have you know the "Right to Void" is laid in concrete and is the single most important human right we have, shudder to think of the day when that's eroded.

Apples2

enfield1988 wrote: »

I told them that me being on the loan makes the loan void

There you go then.... Proof.:j:j

They will have a hard job making you pay.

LovelyLeeds

enfield1988 wrote: »

After that conversation I sent a letter and email to blackhorse. I told them that me being on the loan makes the loan void as I am not a homeowner of the property the loan is charged on nor any other. I checked my experian credit report and it clearly states that it is and 2nd mortage!!! How can I have 2nd mortage without ever having a 1st?

You can't just make up your own terms and conditions to avoid paying this loan if your mother ceases to pay. You will have signed a contract guaranteeing you will pay if your mother defaults.

What should my next step be?

Hope that your mother resumes and continues to pay, because if she doesn't you will have to - end of story.

KingElvis

LovelyLeeds wrote: »

You can't just make up your own terms and conditions to avoid paying this loan if your mother ceases to pay. You will have signed a contract guaranteeing you will pay if your mother defaults.

Hope that your mother resumes and continues to pay, because if she doesn't you will have to - end of story.

Errrrrmmm hellooooo....you're forgetting the right to void?

It's enshrined :rotfl:

LovelyLeeds

KingElvis wrote: »

Errrrrmmm hellooooo....you're forgetting the right to void?

It's enshrined :rotfl:

Silly me.
I saw some cherries in Sainsbury's earlier, they were on the second shelf and they're always on the first - do you think I should demand a discount?

KingElvis

LovelyLeeds wrote: »

Silly me.
I saw some cherries in Sainsbury's earlier, they were on the second shelf and they're always on the first - do you think I should demand a discount?

It's a dead cert those cherries were void, I'd got to the president.

LovelyLeeds

KingElvis wrote: »

It's a dead cert those cherries were void, I'd got to the president.

You mean we have a president? I didn't know this, I think I should apply for a tax refund, because I think my taxes would have been lower had I known this...

chalkie99

LovelyLeeds wrote: »

Silly me.
I saw some cherries in Sainsbury's earlier, they were on the second shelf and they're always on the first - do you think I should demand a discount?

"Cherry Picking"

To select only the best from a range of options

Sainsburys - Black Horse

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Same thing really.:D

LovelyLeeds

:rotfl:
Now now, you're not suggesting the good old T&Cs are being cherry picked are you?