Family getting loan application calls - but we have not applied!

handsewn

Hi,

I am new here and hoping this is the correct place to post this. In the past two months two people living in the same household have had both a written letter and recently a phone call about our 'application for a loan' from two differant major banks.

The thing is, we have not been applying for loans and this has never happened before. Is this something to be concerned about?

NeverEnough

I would check your credit report with both Experian and Equifax and Callcredit, too, for good measure - £2 for each statutory report - this may flag up some searches etc. which you have not made, in which case it may be worth writing to the bank who sent the letters stating that you have no association with any loan application and are concerned this may be fraudulent activity. It may also be worth registering with CIFAS (costs £25 I think)

handsewn

NeverEnough wrote: »

I would check your credit report with both Experian and Equifax and Callcredit, too, for good measure - £2 for each statutory report - this may flag up some searches etc. which you have not made, in which case it may be worth writing to the bank who sent the letters stating that you have no association with any loan application and are concerned this may be fraudulent activity. It may also be worth registering with CIFAS (costs £25 I think)

Thanks for this, currently in the process of getting credit reports sorted. My mother is worrying like mad that something is going on, it will give her peace of mind if nothing else.

geoffky

Maybe it is scammers, looking to get you to agree to pay upfront charges of £49.