What is my total expenditure likely to be for fees, etc, for first time mortgage?

clhs

I'm just having my mortgaged agreed in principle today. That aside, I wondered what my one-off fees will be.

I had a quote from a conveyancer, and she thinks my legal expenses will be about £900. I don't have to pay stamp duty as the property is <£250k (and I am a first time buyer).

On top of the £900 legal fees, what else is there? I suppose I need a survey but have no idea how much this may cost. Is there anything else? I just want to be sure that I have budgeted enough for fees and one-off costs.

If it's relevant, it's a two-bedroomed flat in an Edwardian conversion in Streatham. The sale price is £246k and it's share of freehold, with 90 years remaining on the lease.

I know quite little about buying property so any input about my one-off expenses would be greatly appreciated.

Thanks in advance, everyone.

kingstreet

Mortgage report and valuation about £320 on application.

Additional (homebuyers) survey done by same surveyor £250 on application.

Solicitor's deposit for searches and other disbursements £300 early on.

Deposit on exchange of contracts.

Solicitor's fees, VAT and land registry fee £900 on completion.

Mortgage fees - some lenders have addable arrangement fees, others insist you pay all, or part, upfront. It varies.

clhs

Brilliant, thank you.