Do the Right Thing

highroller

I've been sweeping my debts under the rug for the past few years and it's taken me a long time to come around to the actuality.

My debts include £1,750 rent arrears and £600 council tax arrears.

The total sum of my debt is approximately £7k.

I've decided to apply for a DRO through National Debt Helpline, who I've already been in contact with.

I still have intentions to pay the arrears on my rent as I'm in contact with my landlord on a daily basis and is close to taking further action if a payment plan to his liking is not made. To satisfy this, I'm having to sell some of my assets.

I suppose I'm posting here for reassurance that a DRO is the right option for me, as it is not realistic that I can afford to pay these debts after my monthly pay.

Thanks.

bottleofred

You should speak to the consumer credit counselling service and citizens advice as well to discuss your options. A dmp may also be suitable, so get advice before doing anything.