1st credit requesting income/outgoing details

Gnubie

Hello,
After some very helpful advice on here last week I wrote to 1st credit explaining that I had been made redundant and would be dropping the payments to an amount I could afford until my situation improved financially.
I've had a reply from them saying that they will consider it but first I need to send them my up-to-date income/outgoing details,and also send them proof of income.
What do I legally have to send them?
I have already sent them the reduced amount for this month and offered to continue with that amount for now. I've read on here that you don't have to send them proof,but I wondered what I should say in my reply?
Thankyou

Tixy

You don't have to send anything. It is fairly normal to send an income & expenditure statement but it would be your choice whether to or not (some people choose only to send it to original creditors if asked but not to debt collectors for example).

You would certainly be advised not to send them any proof of income (be that bank statements, benefit paperwork, wage slips etc).

Gnubie

As it's 1st credit though,I dont know wether to go down the route of filling it in and sending it,or just politely writing back and telling them that I am on benefits etc and the amount,and again re-offer the amount that I have offered?