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Credit Report Question - where has my bank overdraft gone?
shellyjane
Posts: 38 Forumite
Hi all - hope you all had a great Christmas!
I just have a question that I am hoping someone will know the answer to. I have just logged onto my credit report that I use to keep track of my debts and my barclays bank default and details of the debt (which was about £2,900) has been removed. It was an outstanding overdraft amount that appeared after they closed my bank account over a year ago. Does anyone know what this might mean? Has my default been removed? Has the entire debt been removed? (I have just sent a letter about bank charges to them but I am really in the early days) Obviously I don't want to build up my hopes and am thinking it might just be a mistake.
Any ideas? Thanks!
I just have a question that I am hoping someone will know the answer to. I have just logged onto my credit report that I use to keep track of my debts and my barclays bank default and details of the debt (which was about £2,900) has been removed. It was an outstanding overdraft amount that appeared after they closed my bank account over a year ago. Does anyone know what this might mean? Has my default been removed? Has the entire debt been removed? (I have just sent a letter about bank charges to them but I am really in the early days) Obviously I don't want to build up my hopes and am thinking it might just be a mistake.
Any ideas? Thanks!
Debt at highest (Jan 2006) £11,823.28 :mad:
Debt at present (October 2010) £0.00 :j
Debt at present (October 2010) £0.00 :j
0
Comments
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Why not ask the bank? I suspect they know better than I do!"I don't mind if a chap talks rot. But I really must draw the line at utter rot." - PG Wodehouse0
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Weird, even if the debt was settled it would still show on your credit file for six years since the date of issue and also show that it has been settled.
Could be a fault with the credit file company, perhaps wait a few days and check again?0
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