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That's it, done.

Today is the day we have sent our final income and expenditure review off to Grant Thornton, our IVA Company. It still doesn't feel much better over the last reviews but it is good to know that this year five one is the last. It is still daunting waiting for the next 4 to 6 weeks for everything to come back and be accepted, even after this length of time.

Our IVA was extended by four months to cover an increase in wages which wasn't taken initially, so the shortfall was put as an extension. Not a problem, it's exciting to know the end is nigh!:j

Just waiting now for the letter to drop to say you have made your final payment and you are now debt free. Woohoo!!!!!!
Debt free Nov 11 :j

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